Fraud

meer53

bangersnmash wrote: »

Possibly a key logger on your computer, apparently for crims and spotty youth hacker types in their bedrooms at their parents' houses and east Europeans and Africans etc it's quite easy to get them on, lots of ways to invade you.

Avast do a free malware prog which is supposed to be one of the better ones. Maybe do a full scan and possibly there might be some nasties to get rid of or at least quarantine if they can't be deleted.

I stopped doing any net transactions, apart from the very occasional paypal, some years ago as it's so insecure. As insecure as leaving a box full of your financial paperwork and ID material outside your front door for anyone and everyone to pick over.

It's just as risky using your cards at your local petrol station.

bangersnmash

meer53 wrote: »

It's just as risky using your cards at your local petrol station.

Yes, indeed, I never use any of my cards for any transactions, ever, if I can possibly help it. The same as I stopped doing any net banking or credit card stuff over the net some years ago once I'd read lots of published material about the massive amount of fraud happening all the time everywhere and how government doesn't do anything to stop it, except the occasional token bit. But most of it they just let it carry on.

I use cash always, if at all possible, and this is one of the key reasons, the cards are far too insecure, the system doesn't work, card fraud and ID theft are endemic, universal, easy.

I also try to never leave any ID, address, DOB and similar info about myself on my computer or in any emails on the email systems that I use. Then any time the crims and wrong'uns are reading my stuff all they find is lots of boring guff but nothing they can actually use for anything.

The various published fraud figures make interesting reading, some types are going down but others are booming and increasing massively.

As usual government, police, justice system and finance companies are almost wholly failed, negligent, incompetent and unfit for purpose. They don't care. They just charge extra to all the honest customers and happily collude with the robbing of the decent people in order to enrich the crims.

An odd state of affairs in supposedly modern civilised countries, governments knowingly deliberately allowing and supporting massive amounts of criminality all the time everywhere and colluding with it and facilitating it and not bothering to stop it at all. As if it doesn't matter!

Well, I think it matters. Every time I get ripped off by criminals I find it very annoying. Sometimes it makes me rather cross, all hot and bothered! And I stamp my little foot in frustration! Then I come on the chat board and post about it, as in this instance! Jolly hockey sticks!

SnowTiger

bangersnmash wrote: »

Yes, indeed, I never use any of my cards for any transactions, ever, if I can possibly help it. The same as I stopped doing any net banking or credit card stuff over the net some years ago once I'd read lots of published material about the massive amount of fraud happening all the time everywhere and how government doesn't do anything to stop it, except the occasional token bit. But most of it they just let it carry on.

I use cash always, if at all possible, and this is one of the key reasons, the cards are far too insecure, the system doesn't work, card fraud and ID theft are endemic, universal, easy.

I also try to never leave any ID, address, DOB and similar info about myself on my computer or in any emails on the email systems that I use. Then any time the crims and wrong'uns are reading my stuff all they find is lots of boring guff but nothing they can actually use for anything.

[...]

Well, I think it matters. Every time I get ripped off by criminals I find it very annoying. Sometimes it makes me rather cross, all hot and bothered! And I stamp my little foot in frustration! Then I come on the chat board and post about it, as in this instance! Jolly hockey sticks!

LOL.

And there was me taking you seriously until the very end.

I was going to suggest you must be extremely unlucky if you go through all that paranoid nonsense and still get ripped off on what appears to be a regular basis.

I caught my Mother burning a piece of paper recently because it had her name on it. Nothing else. And not even her full name. I thought that was probably being a little too paranoid. But, then, she still insists on being listed in the telephone directory, so it's anyone's guess what goes through her mind.

bangersnmash

SnowTiger wrote: »

LOL.

And there was me taking you seriously until the very end.

I was going to suggest you must be extremely unlucky if you go through all that paranoid nonsense and still get ripped off on what appears to be a regular basis.

I caught my Mother burning a piece of paper recently because it had her name on it. Nothing else. And not even her full name. I thought that was probably being a little too paranoid. But, then, she still insists on being listed in the telephone directory, so it's anyone's guess what goes through her mind.

Well, by taking my avoiding action I mostly manage to avoid it these days. Touch wood, it's a while since I last got ripped off.

But years ago when I did lots of sales business for many years I got ripped off lots, in all sorts of ways. As also did all my friends and acquaintances who were in business. We often compared notes and it's a fact that there are vast numbers of crims taking advantage any time they can. There's lots of ways of doing it, pretty much any kind of transaction can be subject to an rsehole ripping it off in one way or another.

Plus lots of otherwise ordinary people muck you about a lot and try to steal off you any time you take your eye off the ball. One of the reasons why I packed it in was that I was spending so much time all the time chasing debts and trying to get wrong'uns to cough up what they owed me. It was always a relentless grind, always wading through treacle.

I only ever dealt with about a dozen honest efficient companies, another thirty or so who I did biz with were just constantly on the blag, it was their policy to mostly only pay up if forced to do so.

Many of them would ignore and avoid you as much as possible and lie in all the statements and invoices until finally you've managed to hunt them down and corner them and insist on payment, now, not later, right now, the proper full amount, not the transparent lies that you're taking the mickey with, you're already way overdue and still me giving me the run around, so cough up right now - or else!

In those days bounced cheques, for instance, was a common problem that I and a number of businesses I did business with came up against fairly often. One of my mates had about fifteen duds pinned up on his wall, just to remind everyone of the ongoing problem.

Yep, I stopped doing nearly all net transactions and net banking a few years ago, it's far too insecure.