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where can i get a 5000 pound loan

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bevs123
bevs123 Posts: 23 Forumite
Part of the Furniture Combo Breaker
edited 20 March 2012 at 10:31AM in Loans
my earnings so far for the year is just over 21k, i have always dealt in cash so i have no credit history only my car and mobile i have been lending from provident for about 15 years now with numerous loans ranging from 500 to 2000 and have never missed a payment ,but my outgoings for the month is approaching about 700pound and i wanted to pay off all my debts and have one payment of about 200 a month, i applied with nationwide where i have a salary fed account but they said no could not understand why do any members know where else o could apply i was wanting 5000 pound over 3 years thanks sorry pound sign knackered
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Comments

  • where can i get a 5000k loan

    I don't think you'll get a £5million loan on a salary of £21k.

    Sorry!
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • bengal-stripe
    bengal-stripe Posts: 3,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bevs123 wrote: »
    my earnings so far for the year is just over 21k........

    ......and you want a loan of 5000k - in digits 5,000,000 - in words 5 million!

    A lot of dosh to ask for!!! :eek:
  • ceegee
    ceegee Posts: 856 Forumite
    A bit of punctuation would make your post more readable, OP.

    I gave up on it part way through.

    Sorry.
    :snow_grin"Let it snow, let it snow, let it snow........":snow_grin
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    if your own bank have said no, you probably won't get a loan at decent rates anywhere else.

    I suggest you post on the debt free wannabe board and list all your loans, payments, interest rates, outstanding balances; and you income and expenditure. They will be able to offer advice on other ways to pay off your debts more quickly.
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    bevs123 wrote: »
    i have been lending from provident for about 15 years now with numerous loans ranging from 500 to 2000

    Stop lending through Provident, and use some of that money. Then you won't need to borrow.
  • Tixy
    Tixy Posts: 31,455 Forumite
    Can you provide a some more clear information

    Are you employed or self employed?
    If employed are your earnings £21k for a whole year?
    If self-employed by earnings do you mean this is your profit before tax as per your annual accounts? How long have you been self-employed?

    How much do you currently owe to provident?
    Do you owe on your car still? how much?

    Are you a homeowner? are you on the electoral roll?

    What sort of account do you hold with nationwide? a basic account or a regular account? do you have any overdraft on that account?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • bevs123
    bevs123 Posts: 23 Forumite
    Part of the Furniture Combo Breaker
    i can not understand some members attitude on here somtimes criticising members all the time for bad spelling bad punctuation if you dont want to help dont, why post back criticising people you sound like TROLLS
  • bevs123
    bevs123 Posts: 23 Forumite
    Part of the Furniture Combo Breaker
    employed full time security guard,my earnings for a full year will be about 23 thousand,i owe provident about 2 thousand and my car 1500,rent from housing association living there 10 years and i am on electral roll,nationwide upgraded my account yesterday to a blue card.
  • bevs123
    bevs123 Posts: 23 Forumite
    Part of the Furniture Combo Breaker
    no overdraft set up.
  • bevs123
    bevs123 Posts: 23 Forumite
    Part of the Furniture Combo Breaker
    Stop lending through Provident, and use some of that money. Then you won't need to borrow.
    thanks for the advice did not think of that well done:beer:
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