Hit from behind whilst uninsured!

mikey72

Pay the couple of quid and get the full details of th insurance off askmid.

shadowfnx

mikey72 wrote: »

Pay the couple of quid and get the full details of th insurance off askmid.

D'oh! I had no idea you could do that. It'd show up as insured under my name now.

I am actually cancelling that insurance as soon the company's offices open on Monday morning. As mentioned earlier in the thread, I took the insurance out after the accident, but in my haste neglected to inform them of what happened (instead I merely brought forward the start date of the policy). I carried out a new quote out of curiosity and the no-fault incident raises my premium by around £300. The cheek!

Sgt_Pepper_2

It'll go up a lot more if they do yet for no insurance.

shadowfnx

Sgt_Pepper wrote: »

It'll go up a lot more if they do yet for no insurance.

Let's hope it doesn't get that far. If it does I'm taking the lying *bleep* to court.

luci

Still worth paying Ask Mid to see who it is insured with at the moment as it may not have updated yet with your details.

Sgt_Pepper_2

shadowfnx wrote: »

Let's hope it doesn't get that far. If it does I'm taking the lying *bleep* to court.

The police will print off the insurance details, when either your name is not on the policy or it was taken out after the collision they will dig deeper.

shadowfnx

luci wrote: »

Still worth paying Ask Mid to see who it is insured with at the moment as it may not have updated yet with your details.

Good idea. I went through the form and you can actually provide a date to check against. I presume they'll get back to me when the week begins.

shaun_from_Africa

Cash-Strapped.T32 wrote: »

Another example; I sent one of our workers out today in the spare works' van. He can't know for sure that our policy is in order since I administer such things & he doesn't - He takes my word for it, just like the OP took another person's word for it.

But if your worker was stopped and it was found that they didn't have valid insurance, they have a legitimate defence if they honestly believed that they were covered under the companies insurance policy.

TrickyWicky

flea72 wrote: »

no, you cannot tax a vehicle using a traders policy, so which of the following has your trader done?

found a v. friendly postmaster who is prepared to turn a blind eye

What a load of rubbish. Traders CAN tax your vehicle on trade plates and a trade policy. You the customer can't, but the TRADER CAN. Some are even able to issue their own tax discs. How do I know that? - I used to be a CEO / traffic warden and I once stuck CLE2 notices on 5 cars outside a dealership on the pavement and reported them for no tax. I then found out that the dealer could issue and register its own tax discs and all I'd effectively done was cost them 6 months on each car and they could no longer sell them as new - they'd had to register them to tax them:rotfl: Still serves them right for causing so much hassle with the locals. I rarely ever did CLE2 tax evasion reports but these guys had been taking the pee for months.

londonTiger

I would never trust the "7 day insurance" from the dealer. You have no idea what type of cover it is, and never taken any documentation with you so why would you take their word for it?

I never owned a car before, I'm currently shopping around for my first car. I went to view my first banger, and took a stanav, torch (to inspect the bonnet) and a insurance quote from admiral with me. So if I were to buy it, I'd phone up admiral there and then, get insurance and drive off. The seller promised me 7 day insurance too (it ewas on their ad too), but heck. I'm not that much of a cheapskate to queeze out this pesky 7 day insurance so I just planned to get my own insurance anyway.

caveat emptor, I'd only trust a dealers 7 day insurance if it came with solid paperwork and/or it was a reputable/official dealer.