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loans for people with bad credit

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Comments

  • best bet is not to take a new loan at all, i have done the same thing in the past and it got out of control, in the end can ruin you. its easy to veiw money now is great and monthly payments will give you time to sort yourself out but in reality if you dont deal with your issues now 6 months the same thing will happen and you will be getting a loan on a loan.

    This does not always happen but with bad credit you are always going to be stung over the repayment period and potentially risk getting worse credit. A few months of being poor is better than a few years of being restless and still poor!
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Peelerfart wrote: »
    I took out a virtual cuddle last month but haven't been able to repay it.

    Can anyone recommend where I can go for another ?


    I heard all the "bad cuddle" firms have gone out of business due to their clients being "unable" to repay their borrowings.......

    I really really hate all the "I have bad credit but I need a loan urgently" threads...they make Elvis's blood boil.

    Listen people, if you haven't paid back past loans on time, in full and with no tomfoolery then NO decent lender is going to touch you with a dog shi7 stick.....
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • Apples2
    Apples2 Posts: 6,442 Forumite
    KingElvis wrote: »
    I really really hate all the "I have bad credit but I need a loan urgently" threads...they make Elvis's blood boil.
    Sounds like elvis is "all shook up".

    These posts are almost as bad as the "stop being so judgemental" type posts. Of course it makes a BIG difference if the loan wannabe didn't mean to avoid repayments in the past, right?
  • Chuddles
    Chuddles Posts: 47 Forumite
    Apples2 wrote: »
    Sounds like elvis is "all shook up".

    These posts are almost as bad as the "stop being so judgemental" type posts. Of course it makes a BIG difference if the loan wannabe didn't mean to avoid repayments in the past, right?

    Sorry What?

    Of course it makes no difference to whether he can obtain another loan, but that's not my complaint. It's the fact people post "Truisms" and other obvious statements in reply to the OP instead of trying to actually help them.

    Despite the concensous of opinion on this thread, stating blatantly obvious facts back at the OP isn't going to get them out of the "hole" they've dug themself into. Asking for more information and constructive relevant guidance on their circumstance might just give them the leg up they need to get themselves out.
    I really really hate all the "I have bad credit but I need a loan urgently" threads...they make Elvis's blood boil.

    Why? People make mistakes and sometimes they look to further loans to help them out. I'm not saying it's the right thing to do. If we knew the OP's position we may be able to comment on whether there's a better way for them to deal with it. I don't understand the irritation.

    If we look to educate rather than berate these posters you might actually make a positive impact in their lives. Instead of just scaring them off the forums all together.
    Proud to Be Dealing With My Debts! (Since July 2011;))
  • _Andy_ wrote: »
    Can you use some more colours and self-consciously wacky 'smilies' in your next post please, there aren't enough in this one. Thanks
    just for you andy;););););););););):j:j:j:j:j:j:j:j:rotfl::rotfl::rotfl::A:A:A:A:A:A:eek::eek::eek::D:D:D:D:D:cool:
    can i go now
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Good effort smartie, 8 on 10
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