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Loan con artists

24

Comments

  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    OTCredit wrote: »
    Look like many of these guys around

    It seems there are quite a few people who are being stung by these scams and such likes, sign of the times I guess. People being desperate for money and would even give money (like £79 or whatever) to get a grand or so plus the ridiculously high interest. Same with pay day loans... scary times really! xxx
    Life is too short not to love what you do.
  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    JessieLou wrote: »
    Oh, sorry ZX81 i didn't know if you meant write to them or like the FSA or something. And I just need to ask for my money back and to withdraw the application?


    Yes. Just keep it short and to the point. ie I paid a fee on x date, I don't want this service, I'm cancelling, please return my money immediately. And date the letter and preferably send it recorded delivery.

    No angry faces, made up legal phrases or empty threats of legal action. Don't write in green pen and don't use mulitiple exclamation marks.

    Good luck.
  • JessieLou
    JessieLou Posts: 13 Forumite
    No angry faces, made up legal phrases or empty threats of legal action. Don't write in green pen and don't use mulitiple exclamation marks.

    Hehe ok I will make sure none of these are included in my letter. :mad:

    The rate was actually pretty good that was quoted lol I've just had the paper work through for it now which I didn't think i'd get. They're convincing I'll tell you that.

    Thanks :)
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The fact you have to pay a fee first should be ringing big loud **** off sirens flashing red(for danger) to tell you it must be a con.
  • Mara69
    Mara69 Posts: 1,409 Forumite
    So despite the excellent advice given to you on this website you stupidly went ahead with a 'loan application' anyway. Frankly, you deserve to lose the fee - might teach you a valuable lesson.

    Linky to previous thread...
  • malkyh
    malkyh Posts: 1,085 Forumite
    You kind of wonder what the point in replying to threads is when the poster goes ahead and applies anyway.
  • JessieLou
    JessieLou Posts: 13 Forumite
    Alright thanks for all the abuse! I thought this site was meant to help. Yes I get that I was stupid applying with these con artists, I was in need of dyer help and I applied before researching. They didn't explain the fee to me until the last minute.
    Maybe don't bother replying to the thread if you don't like what's been put.

    Thanks everyone else for your help.

    STUPID JessieLou
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    JessieLou wrote: »
    Alright thanks for all the abuse! I thought this site was meant to help. Yes I get that I was stupid applying with these con artists, I was in need of dyer help and I applied before researching. They didn't explain the fee to me until the last minute.
    Maybe don't bother replying to the thread if you don't like what's been put.

    Thanks everyone else for your help.

    STUPID JessieLou

    You were given advice in the other thread so why disregard that advice, so do you think it was a waste of time for those who replied to the other thread.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Awesome thread
    Jeez I'd never trust a domain with three hypens in it, never mind the '4'

    And absolutely genius how OP was warned before and went ahead. Love it.

    Also love how they put "I need to know if bad-credit-loans-4-you.co.uk are a legitimate company??" but the thread title is 'loan con artists'
    LMFAO
  • Gimpsdad
    Gimpsdad Posts: 315 Forumite
    Let those of you without sin cast the first stone.....

    Jessie was desperate and desperate people do desperate things, sometimes you can't see the wood for the trees however well meaning any advice given is. Don't be too hard on yourself Jessie Lou, but do try and learn from it. You have my sympathy, even if you have no one elses.
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