Saga car insurance if you have 3 points?

pigeonpie

My car is insured with Saga. This is my first year insured with them. I got a speeding fine and have to choose immediately whether to do the speed awareness course or take the fine and 3 points on my licence.
Does anyone who insures with Saga know if they add on £s to the premium if you have 3 points?

The nearest speed awareness course is an hour's drive from me. There appear to be none offered within my time limit at weekends.

kingstreet

Can't tell you about Saga, but if the course provider is part of the national scheme, you can move your course to a more convenient location.

The National Speed Awareness Scheme will allow offenders who have committed the offence of speeding to be offered a course in the area of their choice, providing the force in question has adopted the National Scheme arrangements.

http://www.driver-improvement.co.uk/index.php/home/speed-awareness-scheme

Take the course. On PePiPoo where I spend a fair amount of time, I once saw this;-

"it's easier to defend the first quarter of your licence than it is the last quarter"

and it's certainly less stressful.

thacky

Yes, Saga do raise your premium for 3 speeding points, by about 12% I think. I would take the course!

I agree with Kingstreet, too.