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Emz is sick of being skint...
Emzilla
Posts: 3,846 Forumite
Hi everyone
Thought I would start a new diary. I didn't feel that my old one had a point to it really and wasn't going anywhere. Here's the link - https://forums.moneysavingexpert.com/discussion/3638599
Anyway, as it says in the title, I am sick of always being skint. I just really don't know where my money goes and never seem to have enough for petrol, food etc.
So, this diary will be used to get me back on the straight and narrow. Firstly, my earnings have been a bit erratic recently due to ill health (I'm self-employed and have Cystic Fibrosis) so that needs to get sorted. Secondly, I need to keep a spending diary to see where the money I do have is going. Thirdly, once my earnings have leveled out, I need a budget.
I hope you'll stick with me as I say goodbye to my skint days
.
Emz xx
Thought I would start a new diary. I didn't feel that my old one had a point to it really and wasn't going anywhere. Here's the link - https://forums.moneysavingexpert.com/discussion/3638599
Anyway, as it says in the title, I am sick of always being skint. I just really don't know where my money goes and never seem to have enough for petrol, food etc.
So, this diary will be used to get me back on the straight and narrow. Firstly, my earnings have been a bit erratic recently due to ill health (I'm self-employed and have Cystic Fibrosis) so that needs to get sorted. Secondly, I need to keep a spending diary to see where the money I do have is going. Thirdly, once my earnings have leveled out, I need a budget.
I hope you'll stick with me as I say goodbye to my skint days
.Emz xx
0
Comments
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Happy new diary
Here is to happy non skint times
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy new diary Em :j Love your new avatar too! Sorry I didn't post much in your last one but I hope my 'thanks' were of some support. I will pledge to try and post more on the diarys I seem to lurk on.
Good luck with the non skint challenge, I am sure it can be done :T0 -
Thanks Lou :A.
No need to apologise Pap. I always know that you are reading. I'm guilty of not posting as much as I should too
.
Emz xx0 -
Happy new shiny diary, I hope this one is wealthy and full of abundance!0
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Happy new diary!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Happy new diary!
Again, might not always post but behind you as always xx Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Thanks GRC, Beccie and Jwil :A.
First day of my new diary and I haven't spent anything. Mind you, I haven't got much to spend.
I watched The Biggest Loser last night. It was the final one so you saw what they were like before they lost the weight and what they are like now. Got me thinking that they should do something like that for people in debt. Not sure how it would work though.
Received my Twilight DVD today (purchased on Amazon with vouchers from surveys) - guess what I'll be watching tonight .
Emz xx0 -
OMG - I'm so pleased right now. Just received my last bill from BT (we switched to Sky this month) and I'm £48.96 in credit :j:j:j
They are sending me a cheque in 7 working days :beer:
Emz xx0 -
Good news on BT :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:T on BT, do you have any plans for that money Em? Its a great bonus 0
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