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barclay loan rejected again

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  • dunstonh
    dunstonh Posts: 120,227 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    reason i gave was the first loan was my first loan with barclays and tols as i was 21 this would improve my score.

    second loan again told had to take this ppi so i did. my other two loans that were upheld were taken in branch in the same way so im confused why they didnt upheld all my 4 loans

    The reasons you give are weak. Yes, if you were told that it was wrong but how do you prove you were or were not told that. Its an unprovable verbal allegation.

    The 6 months full pay, 6 months half pay is a much stronger complaint reason as it is factual and can be proven. Single premium PPI added to debt and charged interest is another strong reason.
    my other two loans that were upheld were taken in branch in the same way so im confused why they didnt upheld all my 4 loans

    Different people involved, different forms maybe. Just because one was mis-sold does not mean the others were. If it was the same person each time, then you often find they will follow through on all of them. If its a different person or method used, then you could see different outcomes. (the sins of he former person does not mean the latter one is guilty)
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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