During the time my card was stolen, money was deposited into my account and taken out

Crixus00

i'm not saying the OP is a liar, far from it because there is 2 sides to every story and we only know 1 side, BUT for a thief to pay money into the account, only to withdraw £300 and then pay the rest on card makes no sense at all!

If a thief stole your card why the hell would he pay his money into the account to withdraw it :S

marleyboy

It sounds like a very peculiar fraud. However if the fraudster went to the trouble of putting their Giro (BGC) into your account, then their name and details are readily available for a court case.

There would be no reason whatsoever to put in a deposit of such an amount. I have heard of fraudsters doing test purchases (usually £1-£5) just to be sure the account is open enough to go on a spending spree. But to put money into the account, particularly with their Giro, which is unique to them, is unheard of.

AndyinLondon_2

BGC (Bank Giro Credit) can be a BACS payment. Especially if it has a name by it.

Fraudster gets access to OP's card and PIN, and Mr X's internet banking log in. Fraudster transfers £y from Mr X's account to OP's account and then withdraws using OP's card.

It's not an uncommon fraud.

olly300

p0ttz wrote: »

£300 was withdrawn, rest was spent on petrol and shopping in ASDA

Did you speak to someone at the Financial Ombudsman Service as I suggested previously?

Banks cannot get away with treating minors poorly.

Oh and I've seen some of the writing by my younger relations and others I know.:rotfl: They embarrass me.