Mobile Phone Insurance

iandv

Hi

My wife and I currently have Orange Care Mobile Phone Insurance at £6 each per month.

I feel this is a bit excessive, are there any other insurers who offer mobile phone cover or bank accounts that offer mobile phone insurance ? my home insurance is with Esure but I don't think they cover mobile phones

akr1

I cancelled my phone insurance with the provider purely because due to the exclusions I couldn't find any circumstances whereby I would be able to make a claim. I currently have insurance through my bank account, LloydsTSB Platinum. This also includes breakdown cover with AA, and holiday insurance with Winter Sports and scuba diving cover tacked on. It costs me £15 p/m, however for me personally it seems to be justified, (I go skiing/diving a number of times per year, and I drive a number of different vehicles. You'll have to work out the relative costs for your own circumstances to see if it's cost effective.

mixmanuk

I actually found Orange's phone insurance to be the best I've used so far and definitely worth the £6 per month (£5 when I had it!) I just wish they would make it available to other networks customers!
I was with orange previous to my current provider and I had to make a claim as my daughter decided to drop my phone in my nice sugary hdrink!
After the normal checks and explaination of what had happened, and the realisation that the phone wasn't going to work again, the guy on the phone informed me that they would have a new phone out to me next day at which point I proceeded to correct him as the next day was Sunday.....he then said that it was correct and what time did I want my phone delivering!
I agreed on 9am.....my phone turned up at 8:30am! What a service!
This in contrast to Policy Admin Services (Phones 4 U's insurance) which costs me £8 a month and has diabolical service as I recently found out when I dropped my phone and could not use it! I had to send it away to them blah blah...bottom line it took 3 weeks to get my phone back, waste of space they need to realise that people rely on their mobiles and being without one for longer than a couple of days is really not acceptable, luckily I had an old phone I could use.
Needless to say I'm on the lookout for a new insurance provider so any help would also be appreciated.

atlantic909

Last Sunday I dropped my phone down the stairs and it smashed to bits. I rang orange at 10am to make an accidental damage claim and by 4pm the SAME day a courier brought me my brand spanking new samsung d600 !:j

C_Ronaldo

i pay £5 for my phone insurance, in the past i have been a bit clumsy with my phones

Maccauk

I pay £9.99 a month to insurer 3 handsets via the following insurer

http://www.talkcover.com

better than paying the six pound odd vodafone charges per handset

sunil237

atlantic909 wrote:

Last Sunday I dropped my phone down the stairs and it smashed to bits. I rang orange at 10am to make an accidental damage claim and by 4pm the SAME day a courier brought me my brand spanking new samsung d600 !:j

lol when my e900 gets a scratch on it i know what to "accidently" do :P

Mummy_Jo

I moved bank accounts last year to Lloyds Tsb. They wanted me to take out one of their premier accounts benefits of which included Travel Insurance, AA cover for the car and mobile phone insurance. I think its about £6.00 - £7.00 a month. I did feel at the time that if I had any of the above things it would be worth doing. I think (and I could be wrong) that there is one charge for the account but it covers both people if on a joint account.

I also have a vague memory that Halifax are doing something similar at the moment and I think they have an cash incentive if you open an account.

Hope this is the kind of info you were looking for.

Jo