Finally I have a mortgage I can start to pay off!
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Love a warm pair of socks....definitely money saving. Have even had the woodburner off here thanks to the tog rated socks!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Morning all!
I slept better last night (have had three nights of very poor sleep), so am feeling bright-eyed and bushy-tailed this morning. Work has been completed (for the time being), a 200 point MM survey done and daily comps entered.
Off for lunch with sis and niece (we're going to a street food market in the nearby town, but I suspect it will be a let down and we may end up in a cafe) and have lots of jobs to do while I'm out.
MS things:
* 50p YG and 50p NV surveys done
* 200 MM survey (I had to force myself to do it as it was longer than I like, but actually interesting and about NHS budget allocations)
* VB poll done
* Free apples from Freecycle man stewed ready for crumble
* Heating still off (although I have realised that it's actually not that cold, so it's not surprising!). Socks and sheep keeping me warm (he had emergency surgery yesterday as he was leaking!)
* Voucher for free pizza from entering comp Now I have another two of these, so DH and I don't need to share next time.
Going to Sains for a top-up shop later - will be redeeming my 1000 point voucher while I'm there, which equates to another Pizza Express meal next summer! (I'll also use the triple points voucher while I'm there).
Gratitudes:
* A sunny day
* Lunch with sister
* A chance to get out of the house
* A good night's sleep (these last two are very important - I was miserable yesterday evening)Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
Sainsbo vouchers! I have Sainsbo vouchers I can use - thanks for the reminder. Must start using them, I have some stock up items I need to buy.2023: the year I get to buy a car0
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I’ve been leaving it too long between posts for me,I e definitely been making a few different spending choices, I’m going to post more too to keep myself accountable. Hope lunch was nice.15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Whoops.... so much for posting every day! It's been an eventful week though, including a trip to A&E on Monday evening and I've spent the rest of the week doing very very little and trying to get over what I think is a fairly nasty virus (heart palpitations and all).
I haven't done much, but also haven't spent much... Have managed some work and some comps. Missed out on going to the theatre to see the show I'd won tickets for - we were meant to go on Wednesday, but I just wasn't up to it. In-laws went instead and said it was great though.
Am still taking things slowly and resting a lot, so will get back to proper posting soon.
MS things:
* Not eaten a lot!
* Not been anywhere!
* Comps entered when I've felt up to it
* Work done (most of it, declined a couple of bits and my main client knows I'm not well, so isn't pushing for deadlines)
Gratitudes:
* I'm alive! (Honestly quite scared on Monday)
* DH has been wonderful at looking after me
* In-laws enjoyed the show
Back soon!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
Gosh MV!!! I hope you're all better asap! Take care of yourself! xMortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.320
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Thanks Jess. Still not my usual self, but have a doctors appointment tomorrow. Am concerned that we have a busy month coming up and I can't afford to be running below par - just worried the docs won't take it seriously, but I guess I have to cross that bridge when I get to it.
Not much happening here, although have spent some money on needed shoes and clothes - online. Also took up the T&M offer of 32 tulip bulbs for 32p (plus P&P of course, although still only 16p each).
DH and I spent the weekend sorting paperwork and computer filing - we have an amazing program (free download) that finds duplicate files for you - so everything, including our many, many copies of photos are being streamlined! (In the process have discovered that our ancestors lived next door to each other in Southwark in 1881 - it brought 2 copies of the same census image up - with different file names... I'm not sure we'd ever have noticed otherwise!)
MS things:
* 75 SB survey and 50 SB SWAGO submission - nearly at 1000 now.
* Have just claimed £9.58 in NW rewards and transferred this straight to savings pot.
* Comps
* Occasional other surveys... but it has been quiet (must check PA)
Gratitudes:
* Am feeling better, although this has plateaued
* Friends box set binge-watching
* Two friends had happy and healthy babies over the weekendMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
Good grief! You poor thing - I hadn't caught up till just now. Hope you're feeling a *lot* better.2023: the year I get to buy a car0
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Hope you continue to recover, take care!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
hope you are feeling better. Love the story of your ancestors living next door to each other....how amazing.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0
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