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Asda stopping payment by cheque
Comments
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It was the point of them not wanting the customers to know. I have used a cheque occassionally, as has everyone. I don't mind waiting behind someone paying by this method.
What I hate standing behind is the person who decides at the last possible moment that they need to get their cash out and spend the next 5 minutes searching frantically through a cavernous bag (both men and women do this). It gets me. They know they have to pay so get the cash out. Be organised.Lightbulb moment 2/1/07First Direct £2500 loan
John Lewis £200 (card not used since July 2005)
HFC £350
Co-Op £5000 (car loan - disabled so needed new wheels as previous car is now scrapped)Total debt £8050
DFW by 20100 -
Clive_Woody wrote:Sorry I'm in a bit of a juvenile mood because it's Friday and the weekend is almost here. Your post made me smile.
No problem. I read it back myself and wondered what I was saying.
Still it's Friday so it's all ok :beer:Lightbulb moment 2/1/07First Direct £2500 loan
John Lewis £200 (card not used since July 2005)
HFC £350
Co-Op £5000 (car loan - disabled so needed new wheels as previous car is now scrapped)Total debt £8050
DFW by 20100 -
My dad had it printed on a receipt that they were no longer accepting chequesMurphy's No More Pies Club #209
Total debt [STRIKE]£4578.27[/STRIKE] £0.00 :j
100% paid off :j
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I'm an Asda worker! I dunn0 what I did in a previous life to deserve that lol anywayyyyyyy it's on a huge board outside our store too though I doubt many will even see it, it does say to speed things up but I think it's cause of fraud, cause people who forget their PIN, then get a card which declines, then try 50,000 other cards take longer to get through!0
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As far as I am aware Tesco still accepts cheques but won't accpet any that are written for an amount over the cheque guarantee amount.2014 Target;
To overpay CC by £1,000.
Overpayment to date : £310
2nd Purse Challenge:
£15.88 saved to date0 -
The main reason isn't fraud - It is because cheques take too long to process at the tills.0
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Theres a big massive board outside our Asdas and it says that they are doing it to reduce waiting times at checkouts.0
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GirlRacer wrote:Theres a big massive board outside our Asdas and it says that they are doing it to reduce waiting times at checkouts.
That's to keep complaints down lol can't be that reason, we have hardly any cheques come through & they don't take longer than alot of people using cards, when we trialled it it was cause of cuttin fraud0 -
To be honest, I think that cheques are a completely ancient method of payment. Most European countries have stopped using them years and years ago, and it really fascinates me seeing our accounts department write out loads of these every day, get them signed, have them posted etc which can take hours. I have never seen a person in a supermarket checkout queue pay by cheque before, and as I shop at ASDA, I probably never will now. I have probably written about 5 cheques in all the years I have lived in the UK, and I messed the fifth one up because I had forgotten how to fill the little bleeders in correctly!Reclaimed thanks to this site:
£175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH0 -
What a load of old tosh excuses the supermarkets are coming up with.
They are trying to cut down on fraud so stolen cheques cannot be used- they can call up a company called Transax who will tell them the account is still opened and has not got a cheque book on that account reported stolen
If it takes a longer time to process then why not have one till that WILL take them, with a sign saying that this queue is for cheque payers but other methods of payment will be taken but there may be a delay while cheques are being processed.
I have written a cheque on a Friday evening, knowing that on Monday I will have funds in my account to cover the amount, so are you saying that the supermarket will bank the cheque between 9pm Friday-Midnight Sunday and it will clear on the weekend??????
I can understand if cheques cleared on the same day they are written, but the banks can't have it all their way, taking three to five days to clear.And yes the lady in the avatar is me
Slimming World started 12/5/11 : Starting weight 12st 3lb
Hoping to get to 9 stone by September 2011
Wk1 -1lb Wk2 -2lb Wk3 +0.5lb Wk4 STS0
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