Child and working tax credit help plz???

moneysavermum_2

Chrissiew wrote: »

I dont know why people have kids if they cant afford to stay at home and look after them, They must know before they decide to have them if they will have enough money to buy nappies, milk, clothes etc, if they cant then wait untill they can.

Whats the point in having them if you have to farm them out all day to other people or nurseries? Then just have them a couple of hours at night, how do you bond with them? At least wait untill they are old enough to go to school all day before going to work.

I think its awful that some think its a luxury to be a stay at home mum, being a mum should be just what it says, being a mum and staying at home to bring up your own baby.

I agree i am a single parent and i try to minimise childcare because i dont think its good to farm your kids out. Whos parenting your kids? thats what people need to ask themselves and to me thats the most important thing. yes we all need money but not at the expense of our kids lives.

FBaby

Well just as they are many good exemples of children growing up with a sahm you will have many such stories from children whose mums worked. I come from a family of mums who all worked full-time and we have all turned out successful adults with close relationships with our mums.

As there is no definite evidence that children growing with a sahm fare better then the others being, a sahm is a choice not a right. if it cant be afforded than it needs to be reconsidered.

zagfles

paula_arc wrote: »

wow do you think i met my partner and went straight on the tax credits website ?? ofcourse not! how rude!


and not that i have to give my reasons for staying at home but my son was born prematurely with his intestines on the outside of his body and doesnt keep well as a result of this!

ill think twice about looking for some friendly advice as it seems people are quick to judge!

but thanks to the genuine helpful replies these are much appreciated

There are people here who think we're the Mills & Boon website not a finance website. Just ignore, and please don't let it put you off posting here as you'll get good advice amongst all the judgemental rubbish.

You even get some people who one minute will say "you should work out if you can afford a child before having one" and the next saying "you shouldn't work out if you can afford your partner moving in!!". You can't win with these people!!

There's a useful ignore function... or the abuse button if they go too far. The rules on this forum are quite clear - it's for entitlement advice not judgement.

BTW did you sort out the amounts you're entitled to? What did HMRC say you should get?

JodyBPM

Surely the shocking thing about this post is that the family were able to survive financially when they chose to be a workless household, and now they are a working household they are now worried about not having enough income. Crazy. Policy has got to be changed so that it pays to work.

I'm not getting into the SAHM thing. Some SAHMs are fantastic, some are lousy. Some working mothers are fantastic, and some are lousy. Whether or not you are a SAHM cannot surely be taken as the main indicator of your parenting skills, surely?

NoBS_2

JodyBPM wrote: »

Surely the shocking thing about this post is that the family were able to survive financially when they chose to be a workless household, and now they are a working household they are now worried about not having enough income. Crazy. Policy has got to be changed so that it pays to work.

I'm not getting into the SAHM thing. Some SAHMs are fantastic, some are lousy. Some working mothers are fantastic, and some are lousy. Whether or not you are a SAHM cannot surely be taken as the main indicator of your parenting skills, surely?

Couldn't agree more.

It's every mum or Dad's individual choice to stay at home or work and it certainly does not make anyone better. I chose to work as it is better for my kids - because they would drive me up the blinking wall and I am just not well-tempered enough sometimes to deal with that as calmly as I'd like.

I think we all know the OP meant she was simply going to check her financial situation before moving, that's practical and probably what most people would do. She maybe wrote it down the wrong way which gave people cause to jump on that and have a go at her stating she made her decision solely on what she would get.

sunflower_2

maybe tax credits are just telling you what you are entitled to up to the end of this financial year?

does the children's father pay up? or does he expect you and the new partner to feed them?