Changes to Capital One ( May be what you have been waiting for )

Snowedunder

Many thanks.

loony2012

sharpy2010 wrote: »

You have the Capital One Classic card.

How do you know? Secure card and progress often give £200 limit...

catflea

But dont have 0% balance transfer options :cool:

sharpy2010

catflea wrote: »

But dont have 0% balance transfer options :cool:

That would be a different card completely, unfortunately.

6-12 months of using the classic card, and the balance transfer card might become an option :-)

hadahardyear

ive just applied for the balance card and got 3 green ticks and to sign the agreement, then got a message saying they would be in touch, does this look good?

"One of our team will now perform additional checks, which typically take 7 working days. In a small number of cases we may need more information to complete your application - if so, we'll write and let you know.

If your application is successful, we'll be sending you your Card as soon as possible. Your PIN number will be posted to you separately."

catflea

sharpy2010 wrote: »

That would be a different card completely, unfortunately.

6-12 months of using the classic card, and the balance transfer card might become an option :-)

You've not been reading Martins emails have you?

Cap1 recently released a 0% Balance transfer "classic" card... 0% BT for 6 months.

That said, I misread the original post...

weebit

I have a Clasic card with 1% cashback on all purchases. If i applied for this Progress card, would i keep accring cashback or would it disappear?

Paul_the_Painter

I got that message too hadabadyear,

Phoned them up a few days later as I realised I had confused Cap1 and MBNA (my bad) and clicked on the "apply as an existing customer" option.

They said all fine, had been approved £4,000 limit.

I probably fit the profile of a "great" credit card customer though, sometimes pay off in full, sometimes carry a large balance.

Salary about £40,000, now have £29,000 ish credit limit between 4 cards.

Call Credit reckon my score is only 580 ish, which shows how much use Credit Agency scores are.

hadahardyear

Paul_the_Painter wrote: »

I got that message too hadabadyear,

Phoned them up a few days later as I realised I had confused Cap1 and MBNA (my bad) and clicked on the "apply as an existing customer" option.

They said all fine, had been approved £4,000 limit.

I probably fit the profile of a "great" credit card customer though, sometimes pay off in full, sometimes carry a large balance.

Salary about £40,000, now have £29,000 ish credit limit between 4 cards.

Call Credit reckon my score is only 580 ish, which shows how much use Credit Agency scores are.

well my salarys nowhere near £40k lol and i have the credit cards listed on my sig, only the vanquis has a balance now that i need to clear. Dont think i would be accepted to be honest

littleladybird

Hadabadyear I got that message too - applied on Friday evening and not heard anything yet. Mind you I've not received a bit fat no so fingers crossed...!!!

llb