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MSE News: Santander launches cashback current account

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Comments

  • cptncanary
    cptncanary Posts: 191 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I received my £55 TopCashBack amount yesterday :beer:
    C'mon you Canaries!!
  • Scrounger
    Scrounger Posts: 1,096 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    cptncanary wrote: »
    I received my £55 TopCashBack amount yesterday :beer:
    Me too, Santander are most generous... :beer:
    Scrounger
  • Diggle123
    Diggle123 Posts: 35 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    I've has a 123 account for several months now, moving to it froma 'normal' Santander Account, no probs, the interest is a bonus and being paid for DDs is great. Go for it

    My only issue is their secure messaging, nearly every enquiry is answered with "our xxxxx service would be please to discuss this with you, call 0845 xxx xxxx. WHY???
    Why can't they answer over secure mail, why should I pay a high cost call line ? Come on Santander,, stop the profiteering!
  • Moonzer
    Moonzer Posts: 2 Newbie
    edited 4 July 2012 at 10:53AM
    I was enticed by the supposed rewards that accompany the Santander 123 Account. Fortunately, I didn't close my existing account with Barclays when opening the Santander Account.

    When I encountered an anomaly, and tried to contact Santander, they made my life so difficult that that it in no way compensated for the £45.50 interest that I received over the two months I had maintained my account with them.

    I dread to think what happens to Santander customers who have major issues that need any form of interaction with Santander staff.

    Consider carefully before moving to Santander, as customer care is not part of their ethos.
  • renifer7
    renifer7 Posts: 160 Forumite
    Part of the Furniture 100 Posts
    Hi,

    I am considering opening the 123 account and noticed that there is cashback offered on it (55 GBP quidco, 45.45 TCB) - am I right in thinking that it doesn't matter whether I'm an existing Santander customer to get cashback (I don't have any current accounts with them)?

    Thanks!
    B)
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    I you search through this thread, you will find that some people shared their experience on this.
  • Scrounger
    Scrounger Posts: 1,096 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    renifer7 wrote: »
    Hi,

    I am considering opening the 123 account...

    ...am I right in thinking that it doesn't matter whether I'm an existing Santander customer to get cashback (I don't have any current accounts with them)?
    Yes, go for it! :beer:
    [If you take the 123 Credit Card as well you can make a further £23.23 cashback - see here]

    Remember to clear your cookies, Scrounger
  • Midzone
    Midzone Posts: 94 Forumite
    I agree go for it! Ignore the scaremongering on here - it's a great account - since opening not one problem all direct debit / standing order transfers went through effortlessly.

    Since then every bill paid on time - interest as promised. Can't praise it enough.
  • renifer7
    renifer7 Posts: 160 Forumite
    Part of the Furniture 100 Posts
    Thanks all!
    B)
  • Had a quick look to see if it's worth me switching, one point of note. From what I can work out, you really need to check on Santanders savings checker thing, that your energy or phone supplier is signed up. If there not then you won't get tehcashback you were expecting. (as you may have guessed mine aren't!)

    I'm a newbie so please be kind!!
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