Social Fund - Budgeting loan

Anubis_2

SandraScarlett wrote: »

I thought rotoguys was andyandflo? Or is uponahill both of them? This sounds like very hard work!

Anyway, Simon7685, I wish you the very best in getting whatever help you can get. I can't help with any useful info, but it sounds like you are having a very stressful time. I wish you well.

xx

Soapn definitely is. I think there are a few on the go.

Another are websites like Freecycle, their offshoots like Freegle, Freeshare, Gumtree Freebies, plus furniture charities that donate furniture and household items to the needy or sell them cheaply.

. Wholeheartedly agree.

MCGONIS

AsknAnswer2 wrote: »

Where exactly, did I say that you said they were being scrapped? I didn't. I wasn't responding to your post at all. I was responding to the posts which followed yours, specifically Simon's where he said he hadn't heard that budgetng loans were being 'got rid of' -

He never said he hadn't heard that budgetng loan were being 'got rid of'

He said...

I hadn't heard that social fund loans were being got rid of

They are.

So I responded to you for obvious reasons.

AsknAnswer2

MCGONIS wrote: »

He never said he hadn't heard that budgetng loan were being 'got rid of'

He said...

I hadn't heard that social fund loans were being got rid of

They are.

So I responded to you for obvious reasons.

You got me on the Budgeting loan - you are absolutely right, nothing was specifically said about budgeting loans in Simon's post. However this thread is about a budgeting loan which is not the loan that is being removed next year - it will continue for a while yet, therefore my post has plenty of merit in response to Simon's post, thank you.

You did respond to me for 'obvious reasons'. That 'obvious reasons' being that you assumed I was responding to you and that you felt that my posting contradicted your post, which it did not. If I was responding to anyone other than the OP I would either quote your post or quote your

Seriously, who trawls through all the posts to find one word I posted incorrectly and drags up a thread that hasn't been posted on for a week just to try and make a point? No mention of all the facts I posted on my last entry - but I suppose some people don't let facts and another posters desire to help to get in the way of their starting an argument.

It's most certainly an insight into the type of person you are, to go to such lengths.

sniggings

samwich1979 wrote: »

I have used a social fund loan once last year and got £71.00, this was to feed my baby son who was only a month old at the time and my self and my husband, as i was on maternity leave and was really struggling to meet all my bills etc.

I certainly dont think it should be used for something trivial as my car wont pass its MOT or a holiday etc, this is just abuse of the system but washing machines and fridge freezers in certain circumstances yes that is maybe acceptable.

I do agree that people should budget for these kind of things if it is possible and it can be done whether on benefits or not in my opinion. Putting a small amount away each week cant hurt, even a couple of quid is something.
As someone said above we all have to take responsibility for our own finances and make sure you dont go short.

you tell others to budget yet you used a budgeting loan for FOOD? it's not meant for food, you get benefits for that, surely if you are going to budget for anything it's food! you failed to do that, so a bit rich for you to post what you have.

missapril75

sniggings wrote: »

you tell others to budget yet you used a budgeting loan for FOOD? it's not meant for food, you get benefits for that, surely if you are going to budget for anything it's food! you failed to do that, so a bit rich for you to post what you have.

The poster said she was on maternity leave. That probably means there was actually a reduced income unless her employer paid full wages.

So already on a reduced income compared to when at work and then a new baby as well. One month old at the time of the payment with no additional income at that time.

Kind of hard to budget regardless of what the loan was intended for.

Dovah_diva

sniggings wrote: »

you tell others to budget yet you used a budgeting loan for FOOD? it's not meant for food, you get benefits for that, surely if you are going to budget for anything it's food! you failed to do that, so a bit rich for you to post what you have.

Why have you resurrected a thread that is six months old?

richard9991

wellynever wrote: »

Please read my last post,

And yes i can put that and other silly things and still get a loan, I usually phone them up to see if they got the forms back and usually end up with them having a laugh about what silly thing i've added to the form this time,

Next time i need a loan it will be because i want to train as a fighter pilot

ps: No one try anything like the above as getting a loan would be nil, It's only because they know me and my disabilities that i get away with it, And second week in April is the best time to apply.

To get a budgeting loan you don't have to put what it is for you just tick a box ie household goods decorating clothing etc

richard9991

sniggings wrote: »

you tell others to budget yet you used a budgeting loan for FOOD? it's not meant for food, you get benefits for that, surely if you are going to budget for anything it's food! you failed to do that, so a bit rich for you to post what you have.

would have been a crisis loan not budgeting loan because was for £71. the minimum budgeting loan allowed is £100.00

sniggings

richard9991 wrote: »

would have been a crisis loan not budgeting loan because was for £71. the minimum budgeting loan allowed is £100.00

that makes more sense, I just thought it a bit of a double standard for someone to say they got a budgeting loan for food but others should budget.

Crisis loans are sometimes needed, no problem with that.