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Thursday 1st March - What small DFW things will you be doing?!
pixiechick99
Posts: 3,731 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:money:
Oooooh the weekend is in sight everyone...:T
Bit of a misty, damp looking start here...but I shall walk and not use my car today. I've not been able to leave it at home this week...what with poorly daughters and hospital trips;)
DD2 is very happy with her brace, but it aches a bit, so dosing her up with paracetamol.
Ok, better get a move on - I say to myslef I won't start the thread if it's not been done yet, but then I check and no thread...and I feel I have to:rotfl:
So - here's my list:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:money:
Oooooh the weekend is in sight everyone...:T
Bit of a misty, damp looking start here...but I shall walk and not use my car today. I've not been able to leave it at home this week...what with poorly daughters and hospital trips;)
DD2 is very happy with her brace, but it aches a bit, so dosing her up with paracetamol.
Ok, better get a move on - I say to myslef I won't start the thread if it's not been done yet, but then I check and no thread...and I feel I have to:rotfl:
So - here's my list:
- check banking - moved tax credits about
- check onepoll and mysurvey
- meal from plan tonight - jacket pots for dd2 and I, leftover spag bol for dd1
- packed lunches to school
- heating low
- write next weeks meal plan and then shopping list
- update my signature
- have a good tidy up, ready for my friend coming to stay:j
- walk to work and back - no drive day:D
- NSD apart from bread, coffee and cheddars
I really need to sort out a new signature!
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Comments
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Morning pixie, thanks for starting us off! How did the brace fitting go?
Yay for Thursday :j the weekend is in site :beer:
My small things for the day:- check banking
- check cc1 payment has gone through
- requested £20 cashback off of cc
- received £30 cashback for changing energy suppiliers last year
- brekkie, lunch & dinner from stores
- updated spreadsheet with additional funds
- walk to work
- call vodafone and go medieval onn them for taking 77 out of my account - there's no way that is right!
- Mrs flylady
- list something on ebay
- update sig
- NSD
- going to a lecture with my BFF tonight
That's my lot, better jump in the shower if I'm gonna walk. Have a great day everyone xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Morning everyone!!!
Thanks for starting Pixie
Can't believe it's March already!! This year is going so quick!!
Today I will:
- check bank - done
- pay rent, car, bit of an overdraft, and a bit to mum! Just my credit card min payments to come out now...- done
- check onepoll- done, £9.75
- lunch from home, pasta bake today!
- drink lots of water- done
- study at home - have realised that 2hrs is too much as I don't get home til around 7ish. So just will do as much as I can! - going to do a little bit now - am SOOOO tired tho!
- NSD, going for 2 in a row
- done
Hope everyone has a good day!! Xx0 -
Morning, thanks pixiechick99 for starting!
Today I will be:
washing on 30 and put on airer or out to dry
quick shower
heating on low all day
Flyladying
[STRIKE]check bank[/STRIKE]
food from stores
lsd or nsd if im lucky!
check spreadsheet
Have a lovely day everyone :TStill here..... but working on that!0 -
determined_new_ms wrote: »Morning pixie, thanks for starting us off! How did the brace fitting go?
x
It went very well thanks dnms - she is very pleased with it, although today it's sore. DD1 is rather jealous - she misses her brace and aould happily have it back:D I don't understand it!I really need to sort out a new signature!0 -
Morning all! Thanks for starting us of again pixie!
Today I shall -
. Take the train into Glasgow
. Try not to spend too much!
. Have lunch & dinner at my mums.
. Heating off all day as not in!
[STRIKE]. Check onepoll[/STRIKE]
. Check banking
. Get some excercise.
Fun day ahead! :jMarch'13 - Debt £13000 :eek:Total % paid - 0%0 -
Morning all,
Thanks for starting us off Pixie, glad your DD is happy with her brace.
DNMS - Eek! Hope you sort things out with Vodafone.
Today I will:-- [strike]Food from stores[/strike]
- [strike]Leftovers for lunch[/strike]
- [strike]Make use of free water/milk at work[/strike]
- [strike]Log calories using free app[/strike]
- [strike]Charge phone at work[/strike]
- [strike]Stay in for my lunchbreak to avoid spending[/strike]
- [STRIKE]Check for surveys[/STRIKE]
- Enter comps
- Check online banking
- [STRIKE]Try & keep the heating off/low[/STRIKE]
- [STRIKE]Work on wedding related tasks[/STRIKE]
- [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
- [strike]Check cashback/strike]
- [strike]Check fleabay[/strike]
- [STRIKE]Dinner from meal plan[/STRIKE]
- [STRIKE]Meeting with the guy who found us our mortgage last time ( his fee comes from the other side, not us) after work, I am hoping he can find us a super duper deal to lower our mortgage when the fixed rate is up in June[/STRIKE] - Yay! Should save over £250 a month which can go towards debt at first, & then savings, & then mortgage overpayments!
- Maybe do a bit of exercise at home if I feel up to it? Not done anything all week because of this stupid cold...*sneezes again*
- [STRIKE]Watched superscrimpers[/STRIKE]
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:
Current Savings: £1176.24 _party_
23.52% Saved!0 -
Good Morning all
Pixie - Thanks for starting us off.
Today I will : (very repititive but helping at the moment)
Work 11.30 - 1.30 - Done
Check Banks - Done
Check Swapits - Done (just need to re-list those not swapped)
Keep up to date with surveys -
Keep on top of emails -
Update food tracker (28lb off) - in progress
Read -
Quick tidy round - Done
20 mins on Yantra mat -
Sort through more craft mags - In progress
Start sorting bedroom ready for stripping wallpaper (aim for today is to remove pictures, sort bedside cabinets, clear tops of cabinets and chest of drawers - thinks thats enough) - NOT YET (but I've been completing an application form for another job so please keep everything crossed for me)
Mum's for tea (do her ironing while there)
Hope you all have a great day, catch you all later, love you all
C xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Morning All!
Thanks Pixie, thank goodness you're up and about bright and early.
The sun is shining and I will walk to the post office to post a DVD that sold on Amazon last night. Another £6 for the kitty.
Other than that it's the same old chores:- check online banking
- peg out washing
- do a bit of housework - done
- finish assignment
- do the 500
- go for a ride in the sunshine
- all meals from stores
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Good morning. It’s a rather dull damp here today.
My list for today:
:)Catch up with emails DONE
:)Surveys – inbox, onepoll, lightspeed DONE
:)Update survey spreadsheet DONE
:)All meals from stores DONE
:)Heating on low DONE
:)Mrs Flylady – do as much as possible and update DONE
:)Read Martins email Had a quick read of it today, will have another look tomorrow
:)Raise due invoices DONE
:)Research phone and put an answer message on the phone DONE
Plant the veg seeds DONE
Get dh to have a look for financial paperwork Work in progress - found some of it but still have some other things to find.
:)Play some free bingo DONE
:)Do work that is in for today (2 clients today) and update diary Work in progress, Clients work done but still need to update andn organise diary for March
:)Superpoints, Swagbucks, Clicks DONE
:)Look into jobs DONE
:)Use trial toothpaste DONE
:)2 hours studying Got some done but not quite 2 hours
:)Do a meal planner for next and do a shopping list Work in progress
I think that is everything that I need to get done today, Hope everyone has a good ThursdayAiming to get Debt Free.0 -
It's quiet here today...where is everyone?:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:
Current Savings: £1176.24 _party_
23.52% Saved!0
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