Friday 24th Feb - What small DFW things will you do?

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Hi everyone :hello:

I hope we are all feeling good today. It is a brand new day after all, and a Friday so that makes it extra better

I'm keeping up with the small things by:
-Checked banking
-Checked c/c
-Made more than min payment to a c/c
-Waiting till I get to work to have a cuppa
-Walking to work - paid no bus fares this week :T
-Made HM pizzas - but we bought bases - might try making our own dough next
-Knitting a bday pressie
-Procured a free crochet pattern for friend's baby pressie :cool:

Keeping it simple

x

pixiechick99

Morning La E...thank goodness for Friday:D But....my last day waking up as a 39year old:( Hmmm....not impressed;)
So, off to work - but just til 12...I love my Fridays. Need to nip to T's afterwards, armed with my £5 off voucher and list.
Ok, here's today's jobs:

• check banking
• check onepoll
• packed lunch for dd2, lucnh at home for me
• shopping at T's - stick to list and use £5 off voucher
• walk to work
• just turned heating off
• not an NSD - having pre birthday chinese takaway tonight:beer:
• early night as girls got to be out at 6.45 for a competition tomorrow:eek:

That's all - have a great day:j

bt1

Morning all!!!

It's Friday! Yay! Plan to do nothing all weekend! Been so tired lately so just wanna have a quiet one! Roll on 5pm and I can start my relaxing!

Ok, things to do today:

- check bank - Refund has come back!
- check one poll, total so far is £8.60 (very slow!) £.85 now!
- lunch from home, nothing special just sandwiches today :-( done
- drink lots of water at work done
- buy football tickets! £20 a ticket and I've saved for this so I can forgive myself! done
- apart from above, no more spending! done
- I have £1 in pennies to bank, not sure if it's worth it or if I should just wait til I have more

That's about it! Happy Friday everyone! :-) x

Pernicious

Morning all,

Thank for starting us off La Escocesa, well done on making more than the min payment
Pixie - Incase I don't get on then _party_ Happy Birthday _party_ for tomorrow! Enjoy your takeaway tonight

Today I will:-

• Make a homemade juice
• [strike]Food from stores[/strike]
• [strike]Leftovers for lunch[/strike]
• [strike]Make use of free water/milk at work[/strike]
• [STRIKE]Log calories using free app[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [strike]Hopefully return my eldest niece's dress that was too small on my lunchbreak, knowing my luck I will have to use the courier service though! Also exchanging m goddaughter's dress today, so that ensures I get it for the sale price still [/strike]
• [strike]Return my youngest niece dress as I bought it again last night for the sale price, only a few pounds saving but it all helps![/strike]
• Check for surveys
• Enter comps
• Check online banking
• [STRIKE]Try & keep the heating off[/STRIKE] - I did, OH popped it on when I was gone though :mad: Was like a sauna when I got back!
• [STRIKE]Work on wedding related tasks[/STRIKE]
• [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
• [STRIKE]Check cashback[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Working my normal job & a shift at the pub later, an extra £20 plus hopefully a few drinks behind the bar or tips[/STRIKE]
• Try not to wake my OH up when I get in as he is doing overtime tomorrow...- Forget this, it's been cancelled now

Have a great, MSE day everyone x

brednall

Morning all. Today I have/will

• sort out my money for the coming month - very pleased that I stuck to my food shopping budget last month. Trying to learn to live on a much reduced income as I only have 1 month of maternity pay left then nothing :eek:
• applied to transfer my ISA to an online one with a much better interest rate
• try to put something into my ISA this year
• try to have a NSD
• organise my leaving lunch and arrange with Mum to look after the little ones while I go
• get some cleaning up done at home now the builders have finished
• sort out more stuff for ebay and try to at least photograph it
• do washing and hang on line if fine enough

lots of other little jobs too but too many to list on here

Have a great day everyone

Emma

brizzledfw

Hi all

Thanks for starting us off La E. Happy Birthday Pixie!! I live being in my forties btw...it's a great decade!! :-)

Today I will:

- carry on decluttering and listing on Ebay (if the sun comes out so I can take photos)
- enjoy time with OH
- go for a haircut..shaggy dog at the mo and even straighteners are not managing it anymore!
- PAD and check banking
- night out with girls but will eat before I go to save cash


Think that's it. Will come on here again and keep you posted!!

Brizzle

Amara

Hello!
Today, I had:
-checked my online banking
-my emails
I will:
-[STRIKE]go to shop for a newspaper and some washing powder[/STRIKE]
-[STRIKE]do some washing[/STRIKE]
-[STRIKE]ironing[/STRIKE]
-[STRIKE]go to work[/STRIKE]
See you soon!
I also need to [STRIKE]clean a bathroom[/STRIKE], doesn't look nice

Piquant_2

Morning! Thanks for starting of the thread.

I have finally cleaned out the cupboard under the sink and have given myself a personal challenge not to buy anymore cleaning products until the ones I have are used up! It doesn't matter if the one on the shelf of the supermarket promises to clean in half the time, smell better or make things look like new!

I've also cleaned the oven, using up the nearly finished oven cleaner found in the cupboard, leaving me two more tins to get through, I will never have to buy again, given how often I clean the oven!

Here's the list:

• Start preparing for first assignment on course
• Do the 500
• Check bank and update spreadsheet
• Peg out washing
• All meals from stores
• Pay vet bill
• Make a meal plan and shopping list
• Go riding

See you later

Piq

ziggy2407

Good Morning all

La E - Thanks for starting us off

Today I will : (very repititive but helping at the moment)

Work 11.30 - 1.30 - Done
Check Banks - Done
Check Swapits - Done
Keep up to date with surveys - Done
Keep on top of emails - Done
Update food tracker (25.5lb off) - in progress
Read -
Quick tidy round - Done
20 mins on Yantra mat -
Sort through more craft mags - In progress (only 3 more boxes to go through, didnt realise how many I'd acquired over the years)
Wash Towels - Done
Visit mum for tea and do her ironing and cleaning - Done
Post Office - Tomorrow
Banking - Tomorrow


Hope you all have a great day, catch you all later, love you all

C x

natlie

Hi
Thanks LaE Happy last 39 year old day Pixie

Friday YAY

Nursery called earlier DS was sick have to go and get him lunchtime take hime home then come back into work

Well I got through first week of work had payslip today and a they worked out my maternity leave wrong - I am not getting paid for 3 days! they said I shouldnt have come back in until Thursday as they can only pay maternity leave in weeks not days??? will question it again

I brought in cereal for brekkie and soup for lunch

Not much to report otherwise except FREE EBAY LISTING this weekend
Nat

OrangeFairy

Afternoon all

Thanks for starting the thread La E - we make homemade bases in our breadmaker and they are great!

Pixie - Happy last day as a 39 year old

Natlie - thanks for that - will list things this weekend!

My day

Work hard
Potato and leek soup made by OH for lunch today.
Get cakes ready for DD1's party tomorrow.
Get the girls dancing gear ready tonight so we are not rushed tomorrow
OH is out at squash tonight which means MIL feeds DD's. Meal saved for us.
I have skittles tonight and we get free food...i am going to wait until i come back from there - if there is a lot of food then i won't need dinner
Try and get top score at skittles to win £1
Make lunches for tomorrow
Surveys
OH is having a boys night tonight so i may get to bed early with my ipad or a book :T

Thats me