Marching into March with the NSD Challenge

LittleMissHappy_2

Heres todays round up

L2B - well done for NSD 11 :j:j:j great going, keep it up
MROK - well done for NSD 14 :j:j:j great going, keep it up
Keiss - well done for NSD 15 :j:j:j and 4 in a row :beer:
Nargle - well done for NSD11 :j:j:j loving the idea of a hen night for slowly, where do I sign up?!
wannabee - well done for NSD15 :j:j:j and 5 in a row :beer:
The Dragon - well done for NSD 18 :j:j:j great going, keep it up
beanie - well done for NSD 22 :j:j:j hope you enjoyed your trike ride yesterday
donna dynamo - well done for NSD 13 :j:j:j sounds like a lovely day (except the head ache!) on Sunday and Zumba tonight - enjoy
Butti - well done for NSD 5 :j:j:j great going, keep it up
chris81418 - well done for NSD 21 :j:j:j keeping my fingers crossed for the weather to stay nice My garden is a sun trap and have actually been in my bikini in the sun today It was lovely!
if - well done for NSD 14 :j:j:j glad you are back xxx
JCG - well done for NSD 12 :j:j:j what a lovely way to spend a Sunday I must admit to lolling around not doing too much either
purpleorchid - well done for NSD 12 :j:j:j great going, keep it up
Piquant - well done for NSD 15 :j:j:j and target met :beer:
rising - well done for NSD 14 :j:j:j :eek: at the man walking behind you, you are probably right that he was just out for a walk in the sun but better to be safe than sorry x
Barbeduk - well done for NSD 8 :j:j:j fingers crossed for more NSD’s coming your way
red - well done for NSD 17 :j:j:j it wouldn’t be right if we didn’t cave in to the odd impulse internet buy, especially the bargainacious ones
fresian - well done for NSD 7 :j:j:j I a not doing much better Must try harder
Allie - well done for NSD 9 :j:j:j fingers crossed you get 3 more
kerri gt - well done for NSD 10 :j:j:j the arial thing you have been doing looks amazing!

Well I *think* I am on NSD 12 which leaves me 5 days to get 3 NSD's - do-able but I am obviously not in the money saving frame of mind at the moment so if anybody would kindly give me a nice hard kick that should do it. Thanks in advance :rotfl: And if you feel bad think of it as doing me a favour :money::D:cool::rotfl::o

SillyBlondie

NSDs for yesterday and today please, taking me to 17.

chris81418

Good morning everyone! :wave:

LittleMissHappy wrote: »

chris81418 - well done for NSD 21 :j:j:j keeping my fingers crossed for the weather to stay nice My garden is a sun trap and have actually been in my bikini in the sun today It was lovely!

Thanks LMH! And NSD number 22 caught yesterday! :j

Have a good day everyone!

freebyfifty

Good Morning

I managed to capture NSD #19 yesterday and 2nd target met :j:j

I don't think I'll set a new one as I can see a couple of spendy days coming up Any more now will just be a bonus.

Have a great Tuesday and I hope the weather stays this beautiful for everyone x x

abundant1972

Morning everyone!

Hit my target of 15 NSD + 5-in-a-row

Hoorah!

Have a great day people!!! :T

marmiterulesok

Good morning!I'm hoping that I'll get an nsd today.I'll report back later.

Hope you all have a good day!

elfen

NSDs no 12 and 13 for me please!

Little business spends - printer ink and paper, but they ARE business spends and I get to put them in my expenses so they don't count

jaffacakegal

NSD 13 yesterday and I won the bonus ball at band so got £30 :j

*rant alert*

Work is awful, horrible snide little man making horrible comments at me for no reason. We have someone off as unfortunately her mum passed away. There are only 3 of us in our accounts team to start with, and the 2 of us left are having to cover her work as well. This doesn't seem to have registered with other people in the company who are unwilling to give us a bit of a break and instead send nasty snide emails when we have asked for something to be done correctly, and make sarcastic comments on the phone when HE was asking US asking for a favour such as "oh yeh you're soooo busy yeh right". :wall:

*rant over*

Not letting it get me down though, I don't need to stay in this job I know I'll be moving on as soon as I can so

Hope everyone enjoying the weather

JCG xx

IF

Your allowed to rant!! I am sorry JCG and sending a big hug

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!