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Marching into March with the NSD Challenge
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Just dropping by to announce the Nargle now has 11 fabuloso NSDs in the bag!
It does help when you are on nights and spend half the next day sleeping....
It will soon be slowlyfading's weding - I take it we are going to have a hen night for her on here beforehand? Igor can mix up a mean wedding cocktail (with real confetti) and if Jinty's available she can organise her usual strippers (the ones with tartan skirts and little else...), so just need the furry handcuffs if anyone has any they are not using..... Doesn't matter if things get a little messy because Beanie has a new washing machine we can christen.
Happy British Summer Time everyone!One life - your life - live it!0 -
Well I survived the Aeiral hoop workshop - my hands are sooooo sore and I will have some impressive bruises tomorrow, but to answer your question Freeby, it's stuff like this
That move is called the mermaid btw, and yes, i did do it - though perhaps didn't look quite as graceful as the picFeb 2015 NSD Challenge 8/12JAN NSD 11/16
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flying_fresian wrote: »Hah!! She bought a couple of bits. I went in to look at kitchens (hoping that if I lose my job this year the redundancy money will get me a new one!) and bought a bookcase and some storage bits. Meant to spend £3 on coffee and cake today and spent nearly £60 - and Rising paid for the coffee
:rotfl::rotfl:Will def go back there tho' .... free refills!:DNargleblast wrote: »It will soon be slowlyfading's weding - I take it we are going to have a hen night for her on here beforehand? Igor can mix up a mean wedding cocktail (with real confetti) and if Jinty's available she can organise her usual strippers (the ones with tartan skirts and little else...), so just need the furry handcuffs if anyone has any they are not using..... Doesn't matter if things get a little messy because Beanie has a new washing machine we can christen.Ohhhhh that sounds great Nargle!
it's stuff like this
That move is called the mermaid btw, and yes, i did do it - though perhaps didn't look quite as graceful as the pic
Ohhhh errrrr not quite sure what to say at that ...... I can feel my bones creaking simply by looking at the pic! Glad you enjoyed it!:DGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Hi all
AWOL most of the week... too busy with work and stuff to get online (as well as practically having to get an appointment to use my own computer). But I managed to bag nsds Monday to Friday last week, which takes me to 15 nsds and 5 in a row!!!!
Hoping to bag another 5 between now and my birthday next Saturday, but we'll see.Ninja Saving Turtle0 -
Snaffled #17 today - so getting there!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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Evening all :hello:
Haven't caught up yet but will do over the next few days
Click on link and when the man stops running place your cursor about one inch above his head. It will make you laugh!!!
> http://www.selfcontrolfreak.com/pakken.html"If wishes were horses, then beggars would ride"
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ifwisheswerehorses... wrote: »Click on link and when the man stops running place your cursor about one inch above his head. It will make you laugh!!!
> http://www.selfcontrolfreak.com/pakken.html
:rotfl:like that one! We've really missed you If & were getting a bit worried!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
No 21 today & I have been o0ut on my trike :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:mad::mad::mad::mad: the format i did the other day didn't work & after about 4 hours of perfect internet it gave up the ghost again!!
Most annoyed as i lost all my photo's when i managed not to save them properly, but now have new dongle, which has been working fine since yesterday, so hopefully i really am back this time!!
There are some fantastic totals, front page all updated now, i shall be back to catch up more tomorrow, happy Sunday all!!February NSD challenge 5/150
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