Marching into March with the NSD Challenge

kerri_gt

Annnnndddddd its NSD #6 in the bag :j

poohbear59 - congrats on the new furry arrivals - do they have names already?

beanielou wrote: »

NSD no 11 today,unfortunatly the washing machine seems to have given up though~bah.

Oh dear - does it look / sound / appear to be something that could be fixed or is it black smoke and flames? :eek:

Rising - do you have a freezer? I quite often buy a pack of rolls and then wrap them individually in foil to take out as I need for the next day. So long as they are well wrapped and you don't leave them in there for months they are fine defrosted.

Can't decide if i'm on target or not this month, doing ok but I know I've got some big spendy days coming up later this month :eek:

beanielou

Washing machine went big bang and tis the motor.
Tis 5 years old.

bt1

#3 for me today!!! I'm f**ling miserably this month!! :(

LittleMissHappy_2

Heres todays round up

Igamogam - well done for NSD 4 :j:j:j great going, keep it up
QueenB. - well done for NSD 8 :j:j:j really hoping your DS1 is feeling better x
kerri gt - well done for NSD 6 :j:j:j wish I could eat your choc for you I will have to join you drinking reds red
katy721 - well done for NSD8 :j:j:j forward planning leaving our purse at home, I like it!!!
donna dynamo - well done for NSD7 :j:j:j glad DD2 is feeling better x
L2B - well done for NSD 6 :j:j:j you’re doing so well! Keep it up!
red - well done for NSD 9 :j:j:j good going getting Mrs Red to pay for lunch
Butti - well done for NSD 2 :j:j:j that certainly is a bargain, at least you got your new work dress for a good price as well
Keiss 21 - well done for NSD 6 :j:j:j those choc chip cookies sound divine...may have to make some the next chance I get (at the moment the next chance I get may be when I retire!!!)
MROK - well done for NSD 6 :j:j:j great going, keep it up
lotti379 - well done for NSD 1 :j:j:j at least you are off the starting blocks - the first one is always the hardest!
littleskintdragon - well done for NSD 4 :j:j:j great going, keep it up
if - well done for NSD 7 :j:j:j mmmmmmmmm no desserts = stressed - I want my sugar back
Allie - well done for NSD 4 :j:j:j I must admit, I was tempted to get my bikini on yesterday and lay in my garden as it was baking in there (well, baking for March anyway!)
wannabee - well done for NSD 7 :j:j:j hope this week is better for you :grouphug:
chris81418 - well done for NSD 10 :j:j:j thanks for the drain tip, that will come in very handy
freeby - well done for NSD 8 :j:j:j I am dreaming for a weekend to myself too - it’s not going to happen anytime soon for me
elfen - well done for NSD 4 :j:j:j I’m struggling to get my NSD’s this month too....there is always next month
poohbear59 - well done for NSD 8 :j:j:j like your style getting DH to pay for everything - shame your bank were so efficient getting you a new debit card sent out Congrats on your new additions
rising - well done for NSD 7 :j:j:j good luck getting your days sorted x
Barbeduk - well done for NSD 5 :j:j:j poor you and your littlies I’ll pop over for tea and cookies once they are done
slowly fading - well done for NSD 7 :j:j:j great going, keep it up
purpleorchid - well done for NSD 7 :j:j:j great going, keep it up
beanie - well done for NSD 11 :j:j:j bah to blowing up washing machines
MTTS - well done for NSD 8 :j:j:j I am so jealous!!! You have an OH who made banofee pie, can I have him please?!?!?!
bt1 - well done for NSD 3 :j:j:j no failing and we are not even halfway through the month yet Keep your chin up x

Finally NSD 4 yesterday Must try harder! Assignment due in tomorrow so gotta go :wave:

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

freebyfifty

Good Morning

Another NSD for me yesterday which takes me up to NSD #9 :j
With only 2 days to payday the next couple of days will have to be NSDs too coz there's nothing left

Have a great Tuesday x x

mon1o

apologies for not being here for a few days! I now have 4 NSDs under my belt - not a chance ill make 15 but will keep going! Something to aim for!!

Piquant_2

I'm just not doing as well as I'd hoped! Although I'm well below budget on the grocery challenge :j other expenses, like stamps, car-parks and deodourant keeping popping up [and not on the same day]

I'm up to 6 NSDs so far. Today won't be one, but maybe, just maybe tomorrow will!

Piq

IF

Afternoon all :hello:

BDINI, LMH and freeby got my 8th NSD thank you all xxx:A:A:A


Hope this makes you all smile

jaffacakegal

ifwisheswerehorses... wrote: »

Afternoon all :hello:

BDINI, LMH and freeby got my 8th NSD thank you all xxx:A:A:A


Hope this makes you all smile

Thanks If! People had been posting this on facebook but my phone wouldn't load the picture :rotfl:

I've had a very spendy weekend, so only just got NSD 5 yesterday.

Thanks for the messages of support it's frustrating how many strange men are about!

Date cancelled Saturday, think his reason was legit - we still in contact. Had another Sunday - his opening line after me saying hi and smiling at him for 5 seconds was "Oh sorry you look different from your pics" hmmm guess by his face that was a bad thing!

Went to the bar (he already had a drink) I ordered, I waited, he didn't look like he was getting money out. I paid. Sat and chatted for a bit, he was ok nothing special. Finished my drink and waited to be offered one. Nope! Nearly offered him one so I could get myself one but stood my ground! I said "just going to the toilet" and he said "oh well I best get off then". Um ok then! I told him I was meeting friends at 6, this was 5:15, so I then trundled round Wigan for 45 mins on my own :rotfl:

Sure know how to pick em eh

JCG x