Marching into March with the NSD Challenge

[Deleted User]

Morning peeps,

I'm up to NSD #1 but aiming for some more this week.

Pmo2
xx

Knitting_Nora

Morning all.

NSD 2/15 yesterday...going to be a slow month methinks!

Hope all are muddling through.

Nora.x

muffin_man_7

sunday and monday nsds which means i've got my 5in a row :T

today was a spend day fridge was hungry for a refil my son went with me and did his own little shop, he still managed to put a lot on my bill as he said "It's not all for me it's shared stuff" :rotfl: you gotta give it him at least he's starting to understand it's not easy when you're on a tight budget he did really well adding it up n his phone as we went round:T

chris81418

Good morning everyone! :wave:

LittleMissHappy wrote: »

chris81418 - well done for NSD 4 :j:j:j great going, keep it up

Thanks LMH! And glad that you had fun on Saturday night! I'm popping in to report that I successfully caught NSD number 5 yesterday! :j

Have a good day everyone!

Piquant_2

Morning everyone!

I'm up to NSD 3 ! I'm hoping that today will be a NSD as I supposed to be working on my assignment, however, somewhere out there a chocolate bar is calling me. I've resisted so far...and only because I want today to be a NSD (I'm competing against myself, very sad).

I know tomorrow won't be one as I have to go to town and will be paying for the carpark, but I have tried to do all the town chores in one hit, so I don't need to go back for a while.

IF

Morning all :hello:

BDINI, LMH and freeby got my 3rd NSD thank you all xxx:A:A:A

jaffacakegal

LittleMissHappy wrote: »

JCG - well done for NSD 1 :j:j:j so, when are you going on the date with the guy that you like then?!?!? (sorry to be nosy!)

haha! I am nosy too! Well the guy I was talking about originally is on Thursday (finally!) but I feel as if we will probably just end up friends. But I have since been chatting to another two which I am yet to arrange, altho both are on the cards can't find enough hours in the day!

I also should be starting a Saturday job shortly (when they get back to me!) which will be good for my bank balance but maybe not so much for my social life! Needs must tho

NSD 2 yesterday, today will have to be a spendy as stupidly I didn't put any money aside last time I spent, for food at college tonight!

JCG x

poohbear59

NSD 4 today

I need to get back on track as I spent a lot yesterday, on necessary items for the house but too easily done on the internet. I ordered vacuum cleaner bags online and loo rolls so nothing exciting but I bought in bulk. 36 loo rolls wending their way here today

purpleorchid

afternoon

another day of not going out so 4/20 NSDS AND 4 IN A ROW (1 MORE FOR TARGET)

have a good day
Luv P
xx

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!