Marching into March with the NSD Challenge

purpleorchid

hi
had a spendy day today but a good one, only took £20 out the bank and spent £2.87 in mr a. then for £10.50 in mr t, i got 3 easter eggs and 2 pairs of boots. but the boots will have to go back as they no good so will have £8 of that back tomorrow. will be spendy day again tomorrow as i need to go to mr t so i think my 1st nsd will be on sunday. fingers crossed.

Luv P
xx

lotti379

Right, I think I need a target!

I will aim for 10 NSDs as a first target this month!

(None to report as yet...)

jaffacakegal

Boooo still no NSDs! Direct debits yesterday and a tank full of liquid gold today!

JCG xx

freebyfifty

Good Morning,
Lots to catch up on this morning, everyone seems to be getting March off to a flying start. :j

Welcome to all those that have set your target for March. BDINI will update the first page as soon as she can.
Bottleofred –Those NSDs will soon be coming in thick and fast. :T Good luck for 18 NSDs.
Cuddlymarm – Good luck with your target of 14 NSDs :T
Igamogam – Good luck with your target of 15 NSDs. :T
Lotti379 – Target set for 10 NSDs – lots of luck. :T
SillyBlondie – Good luck with your target of 15 NSDs and 5 in a row. And well done for getting NSD #1 & 2 already. That’s brilliant. :j

Those NSD’s are starting to come in for
Allie Ballie Bee – An excellent start for you with NSD #1 :j
Chris81418 – Hurray for NSD #1, :j Brilliant start.:)
Donnadynamo – NSD#1 :T in the bag already. Well done.
Katy721 – A brilliant NSD #2 :j for you. Well done.
ModestyB - :eek: to the dentist but :j to NSD #1
Nargleblast – Well done for NSD #1,:j watch them come flying in now.
Poohbear – Well done for NSD #1 :T and good luck for getting lots more.:)
Rising – I’m glad you got your new phone and it bagged you NSD #1,:j enjoy your spendy Saturday.:rotfl:
Slowlyfading – A fantastic NSD#2 for you.:T You are off to a brilliant start.:)
Spendaholic Chick – A great start with NSD #1. :j Enjoy those cheesy chips.:)

And hello to
Jaffacakeangel – Don’t worry, it’s just the start of the month, those elusive NSDs are just around the corner :j
Learning2Budget – Liquid gold :eek: and apparently it’s at its highest price ever :eek: – don’t they know there is some serious money saving to be done :rotfl:
LMH – Enjoy the birthday party today.:j You are never too old for a birthday party
Marmiterules – I hope the weekend at work goes by quickly for you.
Mytimetoshine – Well done on the bargain potatoes. Ohh and the new shoes. :rotfl:
Lashley – Well done for not drinking for 2 weeks, :T how are you going to celebrate??? :rotfl:
Purpleorchid – It sounds like you got some bargains yesterday. :j Good luck for getting that first NSD soon

I hope that's everybody and I apologise if I missed you
I managed NSD #2 yesterday :j but I shall be having my usual spendy Saturday today to try to get organised for the rest of the week and bag some more NSDs.
Have a great Saturday x x

KellsBells

Hi all, no NSD's for me just yet - had chippy tea on Thursday, went to a leaving do and did grocery shop yesterday. Today's not going to be a NSD either - the kids want to go swimming and need to buy a birthday pressie for our neice. So first NSD should be tomorrow

Barbeduk

kerri_gt wrote: »

Well March started off with a spend - picked up a new supply of toilet roll in L!dl (well after last night's sprout curry I 'ahem needed some )

Innocently sat down with my marmite on toast and nearly spat out my coffee! Sprout curry, are you serious? Maybe next time add some egg :rotfl::rotfl:

Beautiful morning here. Was walking back from the park with the dog and realised yesterday was NSD 2, mostly due to the fact that once DH came home I really couldn't be bothered to get the bits from SM. Will have to go later today instead as can't have sunday breakfast without garlic mushrooms!

Have a great weekend all.:D

bottleofred

Good morning folks,

I'm hoping for an NSD today, as I don't intend going out, but will report back later. I hope everyone enjoys the weekend.

IF

Afternoon all, hope you have this beautiful sun :hello:


This really gets to me now!! :eek::rotfl:

IF

Ooops forgot my NSD


BDINI, LMH and freeby got my 2nd NSD thank you all xxx:A:A:A

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!