Marching into March with the NSD Challenge

kerri_gt

Well March started off with a spend - picked up a new supply of toilet roll in L!dl (well after last night's sprout curry I 'ahem needed some ) oh and paid to get my car cleaned at work, which was a bit extravagent but apparently my car is black and not grey mahusive bruise on my foot tonight from pole class...or was it Cheryl's two left feet next to me doing the Monkee walk last night :rotfl::rotfl:just kidding x

LittleMissHappy_2

Welcome to :

littleskintdragon - you are more than welcome to join Pull up a chair and have a chat with us! BDINI will put your name and target of 10 on the front page when she next updates Good luck x

KellsBells - you are more than welcome to join Pull up a chair and have a chat with us! BDINI will put your name and target of 15 on the front page when she next updates Good luck x

Jirty85 - you are more than welcome to join Pull up a chair and have a chat with us! BDINI will put your name and target of 15 on the front page when she next updates We like optimistic folk here x

KellsBells - you are more than welcome to join Pull up a chair and have a chat with us! BDINI will put your name and target of 15 on the front page when she next updates Good luck x




And hello to the regulars :wave:


jintyb - BDINI will set you up on the front page with 10 when she next updates This month is longer so I’m sure you will smash your target!

Knitting Nora - BDINI will set you up on the front page with 15 when she next updates Yes, I will help you manage BDINI’s expectations re sanity

Kittikiins - BDINI will set you up on the front page with 10 when she next updates Good luck, I am sure you will smash your target x

bubble32 - BDINI will set you up on the front page with 12 when she next updates Fingers crossed you will exceed your target

mfmaybe - BDINI will set you up on the front page with 12 when she next updates Well done for not fai........! Well, you know what I mean

MROK - BDINI will set you up on the front page with 17 and 4 in a row when she next updates

abundant1972 - BDINI will set you up on the front page with 15 and 5 in a row when she next updates Good luck

Butti - BDINI will set you up on the front page with 8 when she next updates

silvasava - BDINI will set you up on the front page with 16 and 3 in a row when she next updates

mumofjusttwo - BDINI will set you up on the front page with 15 when she next updates and well done for NSD 1 :j:j:j


Heres todays round up

Learning2Budget - well done for NSD 1 :j:j:j great going, keep it up

Barbeduk - well done for NSD 1 :j:j:j hope your boy feels better soon x

katy721 - well done for NSD 1 :j:j:j :eek: at the fringe incident! I have been in that situation so feel your pain

flying - well done for NSD1 :j:j:j fingers crossed you come back with notes!

bt1 - well done for NSD 1 :j:j:j go you indeed! Keep resisting!

slowlyfading - well done for NSD 1 :j:j:j eeeep! Married at the end of the month I’ll get my hat ready, that can be our next Tardis party (if Missus Knitty gets it cleaned in time...and I am not touching any of the food or drink either :eek:)

No time for chatting to everyone tonight, sorry Off to bed in a few minutes, just time to catch up with DH

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

chris81418

Hello everyone! :wave:

Popping in to report that I'm off the mark with NSD number 1 caught yesterday! :j

slowlyfading wrote: »

I can't believe it's March already! I get married THIS MONTH...! :eek:

Congratulations SF! :T

LittleMissHappy wrote: »

Got my DS1's offer for secondary school today, 1st choice which is great but still have had a bit of a cry as my baby is so big now but too x

And congratulations too to you and DS1 LMH! :T

Enjoy that Friday feeling everyone and have a good wiggle!

freebyfifty

Good Morning

1st of the month and NSD #1 for me :j Hoping for number 2 on the 2nd

Thank you to everyone for their thank you's It really is a pleasure to get to know you all and to keep up with everything that's going on - mostly because I am such a nosy freeby :rotfl:

Have a great Friday......I feel a wiggle coming on.......

bottleofred

Good morning folks,

Can I please try for 18NSDs this month.
No NSD yesterday though, as it was direct debit day:eek:

cuddlymarm

Good morning:)

Can I be put down for 14NSDs for March please:) I would rather set a manageable target and try to beat it than set a high one and fail (if that makes sense)
Have a good moneysaving month everyone
Cuddles:)

mytimetoshine2012

Phewww...I slept really well...man my head hurts... oh well on with Thursday then. Hang on it's Friday... :eek:where the hell did yesterday go ??:doh:What was I drinking? Oh yeah I remember! Bloody Igor! :mad: and why am I covered in glitter?! Anyway good news kintting nora I kicked the moonsine over and it has dissolved all of the *mess* around the tardis, sadly you may need to do a paint job though:(.

Ok enough of that.....well we had a spend day yesterday..LG and then stocking up on essentials at MrA. We did get 2.5kg of potatoes for 30p on a yellow sticker though . Then went to Mums for dinner and snaffled some more veggies and a pair of shoes that she didn't want :rotfl:.

Hoping for an NSD today but I will check in to confirm later.

See you soon,
MTTS

rising_from_the_ashes

slowlyfading wrote: »

I can't believe it's March already! I get married THIS MONTH...!

:j Wow, it seemed like it was ages away and now it's suddenly nearly here .....:D

katy721 wrote: »

I thought I was being all MSE doing it myself! I even studied youtube videos first. Admittedly I used kitchen scissors and the dogs comb, but I really hadn't expected it to look quite so bad!

:rotfl:OMG sorry but ..... :rotfl:oh my! Hope it looks OK now ... I "took the ends" off mine the other night which is a sure sign I must go & get it done as once I start cutting bits off, I'm never happy! (It is really long and layered and VERY thick, so I can get away with taking the odd bit off here & there without anyone noticing!).

Well, beautiful day here .... stuck in waiting for my new phone to arrive :j - it's showing as a pm delivery on the couriers site but not sure how accurate these things are (no email / call to say it's def pm) so don't want to risk going out and missing it (delivery depot is around 50 miles away so would cost a fortune to have to go and collect it if I miss the delivery man).

Knowing my luck, it'll not come until last thing:cool: but here's hoping I can manage to get out for a walk before the sun disappears.

If I do get out, I'll need motion lotion so not ready to declare the NSD yet (and prob pop to Mr A at the same time to save having to go tomorrow).

Think I may just have to go and hunt for some washing:eek: - typically nothing needing done & it would be the 1st time I've managed to get anything out this year:)

Have a great Friday everyone ....:D

marmiterulesok

Good morning from sunny Switzerland!

Well,a spend day for me as I need to buy a birthday card.I hope to get my first one tomorrow.

I was all set to have a three-day weekend starting today,but am working tomorrow as I owe hours.

Have a good day everyone and hope you nab an nsd.