PPI Reclaiming Discussion Part 5

[Deleted User]

gilldee wrote: »

how can they say we cancelled ppi when we didnt know we had it!! they must of carried it on to other loans because thats whats stated in my redress calculations i have posted on here!! if it was carried forward to the last loan of £7000 then surley we shud recieve all the £1418.85 back, because we never cancelled the loan early we payed it all off
in 2007!! ive posted everything on here thats on the letter..its in different parts that yous have answered to.. thanks again x

I earlier missed the part where you posted that the policy was cancelled. Sorry for that.
I have to leave just now, so I hope you don't mind me leaving you in Di's capable hands....;)

gilldee

it was amersall who has worked out that the ppi was cancelled on the post i sent last nite! we didnt realise this had been done on the loan!! once again thanks for ur help xx

monstermuncher

Why is nothing simple?!

I just got a letter from Halifax about my PPI complaint. They said the insurance connected with the loan was sold directly by Halifax Insurance Ireland Limited, so the complaint had been passed onto them.

I've had a search but there's nothing on the forum.

I swear I'm cursed

[Deleted User]

monstermuncher_on_the_15/03/12 wrote: »

On the Halifax website, they've got a number to ring and you can put your complaint in that way.

They do make it really easy, to give them credit where it's due!

monstermuncher_today wrote: »

Why is nothing simple?!

I just got a letter from Halifax about my PPI complaint. They said the insurance connected with the loan was sold directly by Halifax Insurance Ireland Limited, so the complaint had been passed onto them.

I've had a search but there's nothing on the forum.

I swear I'm cursed

A textbook case of speaking too soon I think.
If Halifax have passed your complaint on, it doesn't mean it's been rejected out-of-hand of course.
Did you take out the loan in Ireland?

March2012

about ppi but noticed was added in the loan. when i fell ill and asked them about it they said i was not entitled to it. any tips what to do next. i did contact after reading on moneysavingexpert about getting in touch with the ombudsman. they have just sent me some forms through. not sure what i need to do. any advice? thanks.

[Deleted User]

March2012 wrote: »

i did contact after reading on moneysavingexpert about getting in touch with the ombudsman. they have just sent me some forms through. not sure what i need to do. any advice? thanks.

Go here and follow the simple steps. You can download advice about filling in the form at this link too:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step1

sugarpuss27

Hi, just wanted some advice please. We are waiting for our Halifax loan PPI payouts and was looking at paying off our CC with some of our win. On looking at the statements we have been paying repayment cover. I dont remember ever asking for this. We have had the CC several years I would say at least 20 we have had peaks and troughs in usage. Along with our other banking we check the balance and payment required on line and I'm embarrassed to say that never usually look at the paper statements. Is it worth putting in a claim before we pay it off? Also could someone please tell me what % the tax man takes from the 8% figure? Thanks in advance:) Lorraine

icmelerlovers

hi sugarpuss
i would sent of letter regarding halifax cc
i done mine by letter after getting my halifax loan ppi back.
it took less than 6 weeks , thier is a template letter on here that you could send of thats what i did .

sugarpuss27

icmelerlovers wrote: »

hi sugarpuss
i would sent of letter regarding halifax cc
i done mine by letter after getting my halifax loan ppi back.
it took less than 6 weeks , thier is a template letter on here that you could send of thats what i did .

Thanks for the reply icmelerlovers will have a look.

[Deleted User]

sugarpuss27 wrote: »

We are waiting for our Halifax loan PPI payouts and was looking at paying off our CC with some of our win. On looking at the statements we have been paying repayment cover. I dont remember ever asking for this. We have had the CC several years I would say at least 20 Is it worth putting in a claim before we pay it off?

If you have the account number and valid reasons for complaint, then go for it!
http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance

sugarpuss27 wrote: »

could someone please tell me what % the tax man takes from the 8% figure?

It depends on your personal taxation situation, of course. But expect around 20%.