Tuesday 28th Feb - What small DFW things will you be doing today!?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:money:

Gooood morning everyone:wave:
Lovely to new lots of new posters appearing - welcome to you all:hello:
So, off to work again for me. I am planning on walking and not using the car today, but dd1 wasn't well last night - had a temperature and headache. So if she stays off school I shall drive so I can nip home for lunch and see how she is:)

Ok, time for my list:

• check banking
• check onepoll
• packed lunches to work
• heating off
• meal from plan tonight - spag bol
• take mince out of freezer
• No more spending - just had to buy dd1 a fancy dress outfit off ebay. But nothing else will leave my account today;)
• switch things off when not using

Right, better get my face on:D
Have a great day all of you:A

bt1

Morning!

Payday today so my proper budget starts now!

Today I will:
- check bank, round down and move to savings - DONE!
- check onepoll - DONE! [STRIKE]£9.30 now![/STRIKE] £9.60!
- going out w/work for lunch but will keep it cheap & have tap water to drink! - done!
- LSD, nothing else but lunch! - done - must resist shops on the way home!
- 2 hours studying! (at least!) - MUST do this tonight!

Have a good one! X x

determined_new_ms

Morning pixie thanks for starting us off! Did you manage to get the tickets on Sat?

eurgh! I drank too much red wine last night and now my head is telling the tale...

Things to do today:

• [STRIKE]check banking[/STRIKE]
• [STRIKE]check cc1[/STRIKE]
• [STRIKE]pay cc2[/STRIKE]
• brekkie & lunch from stores
• dinner at my friends so free food & good company
• need to make/take desert so need to think about what will be the least expensive way to take something nice...
• [STRIKE]freeze portion of veg curry [/STRIKE]
• super quick Mrs Flylady
• check onepoll in my break
• list fridge on freeads
• take photo of fridge and post it on gum tree (ad is already there)
• collect freeview box from currys

• [STRIKE]activate cc to start stoozing[/STRIKE] also set up dd so min payment is always paid
• [STRIKE]set up savings account for stoozing[/STRIKE]

ok that's my lot, head starting to return to normal have a good day y'all x

Just bought a camera - deal off the grabbit board £25 reduced from £75. Will stash that away and that will be dd's xmas present :money:

Back2black

Morning all

Thanks for starting the thread Pixie and thanks to everyone for the warm welcome yesterday .

Did most of the stuff on my list yesterday. Didn't do too well with the surveys and Onepoll, as I got a last minute job that was double the fee :j. Got that and the other one finished though.

So, today's list is:

• [STRIKE]Check banking[/STRIKE]
• [STRIKE]One job today, but again a bit of a long one.[/STRIKE]
• [STRIKE]Do any surveys that come in[/STRIKE]
• [STRIKE]Apply the Amazon voucher that To Luna finally sent me to my account.[/STRIKE]
• [STRIKE]My foundation has finally run out (been squeezing every last drop out), so check my stash of cosmetics to see if I have another lurking somewhere. If not then order one from Amazon with the above voucher.[/STRIKE] - Found one that feels like it has quite a bit left
• [STRIKE]NSD[/STRIKE]
• [STRIKE]Have free bingo playing in the background[/STRIKE]
• [STRIKE]Do a load of washing and hang on airer to dry.[/STRIKE]

Think that is it - have a fabulous day everyone

Pernicious

Morning all,

Thanks Pixie for starting us off, hope your DD feels better soon.
DNMS - Oops! Lol. Hope your head feels better soon, esp if you're working today!

Today I will:-

• [strike]Food from stores[/strike]
• [strike]OH having leftovers for lunch, our roast chicken has done 5 meals [/strike]
• [strike]Make use of free water/milk at work[/strike]
• [strike]Log calories using free app[/strike]
• [STRIKE]Charge phone at work[/STRIKE]
• [strike]Stay in for most of my lunchbreak to avoid spending, need to pop out for 1 thing though[/strike] - I still can't be bothered to pop out...maybe tomorrow?!
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Try & keep the heating off/low[/STRIKE]
• [STRIKE]Work on wedding related tasks[/STRIKE]
• [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
• [STRIKE]Check cashback[/STRIKE]
• [strike]Check fleabay[/strike] - No watchers at all
• [STRIKE]Double check meal plan is in budget using mysupermarket[/STRIKE]
• [STRIKE]Pop to Mr T's for big shop, remember to take giftcard & stick to list![/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [strike]Cancel pole as I don't feel up to it & have way too much to do...[/strike]
• [STRIKE]Run through budget for the month, OH is minus 8 hours pay due to a payroll mistake so hopefully we can adjust if we don't get it soon...[/STRIKE]
• [STRIKE]Buy 3 of the adult bridesmaid dresses, the last one will have to wait as she preggers![/STRIKE]
• [STRIKE]Remember to use cashback for the above[/STRIKE]

Have a great, MSE day everyone x

Nottoobadyet

Good morning, ladies!

Pernie - whew, that does sound like a lot of work! I dont really see myself as the marrying type (my parents never tied the knot but are still happily together 26 years later...), so if anyone ever talks me into it I'll be going for the registry office affair and my sister has already made me promise to let her make my dress I'm sure your big day will be worth all the faf though!
Pix - Hope DD feels better. How old is she?
DNMS - maybe bring a crumble? cheapo, wont take you long and everyone loves it...

Have the princely sum of 96p in my current account today and not a fleck of lint in my wallet, roll on payday!!!

Came home yesterday to find that the boyfriend had eaten half the leftover chili that was meant to feed the three of us. Restrained myself from strangling him (see why there is no wedding on the cards, pernie? ) and instead stir fried the leftovers with a few extra tomatoes added and the leftover rice - turned into a very filling and tasty pilaf thingy, and was easily enough to fill us all.

Today:
- breakfast from stores
- bike to work and everywhere I need to go
- roommie making risotto tonight, freeloading on that
- check to see if expenses have come through
- work like a madwoman as loads on
- work on business stuff in eve

Happy tuesday everyone.

Nottoobadyet

eek doublepost how did that happen? never mind me...

ziggy2407

Good Morning all

Pixie - Thanks for starting us off, hope your DD feels better soon, Ive had a bad night too with LO he has a really bad cold, struggling to breathe as so bunged up and headache, now he's aching all over too. Mum not too good either so have her here too, least I have them both in same house, lol.

Today I will : (very repititive but helping at the moment)

Work 11.30 - 1.30 - Done
Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -
Update food tracker (25.5lb off) - in progress
Read -
Quick tidy round - Done
20 mins on Yantra mat -
Sort through more craft mags - In progress
Post Office - Done

Hope you all have a great day, catch you all later, love you all

C x

determined_new_ms

Thanks NTBY! I will do that - definitely seems to be the cheapest option as I have all the ingredients in (just gonna get some blackberries out of the freezer) & can make custard at hers! love ur Wiley thinking x

Wannabe01

Good morning everyone.
Pixie – Thanks for starting the thread off this morning
Hopefully I will have a productive day as it fairly productive yesterday and almost everything done.

My list for today
:)Catch up with emails done
:)Surveys – inbox, one poll, lightspeed done
:)Superpoints, Swagbucks, Clicks done
:)Do work that is in for today (2 clients today) done
:)Send recipe to person who requested it On list for tomorrow
:)Mrs Flylady – do as much as possible and update done
:)Play some free bingowill do tonight whilst studying
:)Check the airer and move to ironing pile done
:)All meals from stores done
:)3 hours studying will do tonight after dinner.
:)Heating on low done

I think that is everything that I need to get done today. Hope everyone has a good Tuesday.

Piquant_2

Good morning one and all!

Good to see you all up bright and early

Today I want to get on and do my assignment, some more studying and make myself sign up for JSA.

On the list today, apart from the above are...

• breakfast and lunch from stores, man pet taking me out to dinner
• find voucher for the restaurant
• washing pegged out in the garden
• finances
• worm the cat

Be back later to see how you're all getting on.

Piq