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S&s isa

Hi, I have £5100 in H&L unfortunately it's just sitting in the cash account and not doing anything.
Obviously with the next ISA deadline looming I'm looking to change this but given the deadline and that I've failed to invest the initial amount I'm cautious of committing more funds (potentially upto £27k come 6 April 2012), however if I don't use the allocation I'll lose it.

Could anyone suggest a cost effective way to invest this amount in low to medium risk just so it's earning something and who would this be with Cavendish, H&L etc. just to give me some breathing space to get upto speed.

I understand it's not possible to give recommendations but a 'what would you do' would give me food for thought.
Perhaps in retrospect it would be worth investing in some time with an IFA.

Any advice welcomed.

Thanks

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