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Payday Express have taken all my money!!!

124

Comments

  • jojo you will find that any thread with the word payday loan, or the name of a PDL company on it will soon get swamped with moralistic, judgemental people, no one on here can dare ask for any kind of advice of help when it comes to it, you wont get any sympathy, you will be laughed at, called a thief, a liar, told that you had no intention of paying it back.

    I have seen posts where members have got into all kinds of trouble, like yourself, left with nothing to feed their families, pay their rent, pay for utilities they come on here asking for advice, asking if there is anything they can do, most of the replies contain the words, stupid, your own fault, you tried to rob them etc, I think its awful, they are in a mess, they know themselves they shouldnt have got the loan so why are they made to feel 100% worse by those who have never been in such a mess they feel the need to obtain a PDL, the companies themselves prey on people who are in dire need, know they can charge them as much interest as they like because they are so desparate for money they will agree to anything, so they dont need people, who they have come to ask advice from, judging them and telling them how stupid they are.
  • Wutang_2
    Wutang_2 Posts: 2,513 Forumite
    Marmite, there's nothing stupid about taking out a loan, its those who try to avoid paying back and then attack the company who are really really stupid.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • ihateyes
    ihateyes Posts: 1,326 Forumite
    consumeractiongroup have a forum dedicated to each individual PDL, and are very helpful, unfortunately on this board for eery helpful erson there are a dozen trolls...... personally i think they get a kick from their sad little life, chin up though plenty of people online to help, and advise.
    Promo codes are never always cheaper..... isnt that right EuropCar?
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    That money's gone, I would just deal with it and move on.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • I got a refund :)
  • jojo81182 wrote: »
    I got a refund :)
    Well done, that is very rare for a PDL to refund.
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jojo81182 wrote: »
    I got a refund :)

    Well done! What you gonna buy with the cash?

    :)
    Space available for rent
  • Peelerfart wrote: »
    Well done! What you gonna buy with the cash?

    :)

    thanks! if only it was cash to spare! it just means that I don't have to make 76p last a month!!!
  • DevCoder
    DevCoder Posts: 3,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jojo81182 wrote: »
    thanks! if only it was cash to spare! it just means that I don't have to make 76p last a month!!!

    Good. Now if you haven't already , post on the debt free wannabe board (you'll need to post a SoA but they'll guide you through it) and you can move forwards to getting rid of your creditors.
  • ihateyes
    ihateyes Posts: 1,326 Forumite
    jojo81182 wrote: »
    I got a refund :)

    NEVER give them your cards details again........ please!!
    Promo codes are never always cheaper..... isnt that right EuropCar?
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