Thursday 23 February - What small DFW things will you be doing today!?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

hopefully only 1 thread! I think if you can't see the smilie you think its not started?

Anyway yay its Thursday, which is a hop skip & a jump to the weekend :j

Ok small things today -
* contact new bank about online banking details as haven't got them (going to be a right faff going to the bank withdrawing money to put into my other bank...)
* checked bank accs
* brekkie, lunch & dinner from stores
* NSD?
* continue not smoking :beer:
* check onepoll
* get oh to get box & bubble wrap from work to send off wii
* Walk to work!
* gym and sauna after work
* Mrs Flylady? need to keep busy at the moment!

ok think that's me! Have a great day x

Pernicious

Morning all,

Thanks for starting us DNMS, good luck with not smoking, you can do it!

I had to ring my energy supplier yesterday - once again despite our account being in credit, they want to up my direct debit from £42 a month to £59...it's so warm today we don't even have the heating on this morning so they can jog on! They are the best energy supplier I've had so far but this does annoy me.

Today I will:-

• Make a homemade juice
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Make use of free water/milk at work[/STRIKE]
• [STRIKE]Log calories using free app[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Post ebay item on my lunchbreak[/STRIKE]
• [STRIKE]Pop to Mr T's for fruit & bread, check out reduced section[/STRIKE]
• [STRIKE]Pop to Debenhams to see if I can exchange dress in store...doesn't seem to be an exchange option if I use the courier & the price has gone back up!![/STRIKE]
• Check for surveys
• Enter comps
• Check online banking
• [STRIKE]Try & keep the heating on low[/STRIKE] - It's been so warm today we haven't needed it at all!
• [STRIKE]Work on wedding related tasks[/STRIKE]
• [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
• [STRIKE]Check cashback[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Ring lady about wedding cake!! Fingers crossed she's still around & making cakes on the cheap [/STRIKE] - She is!
• [STRIKE]Try & get an early one, more sleep needed!![/STRIKE]

Have a great, MSE day everyone x

littleskintdragon

Morning everyone,
thank u determined new ms and well done on the no smoking :j:j:j

Today is a day off so this is were it all goes wrong usually!!

my plan for today is to:
[STRIKE] wash clothes on 30[/STRIKE]
dry them on the airer
take £10 out of the bank for lunch with friends and not b tempted in any of the other shops
tea from stores
walk where ever i need to go
keep heating on low/off
[STRIKE]check banking[/STRIKE]

Will probably think of more but its early so thats me :T

I love this thread because if im tempted throughout the day i just think of what ive written in the morning and it stops me!!

bt1

Morning everyone!

I've made it to day 2! Go me! :-)

Today I will:

-Check bank (waiting for a refund) -done (no refund yet!)
-Take lunch from home - done
-Take water bottle - refill at work, drink lots - done
-Do at least 2 hours of studying
-NSD (meeting the bf after work so maybe a LSD) yep! £2 on chips to share!
-Make lunch for friday (didn't get a chance to make batches yesterday)
-Go through next months budget ready for payday next week!
-Count change in penny jar to see if enough to bank..

Hope you all have a good one! :-) x

pixiechick99

Morning all:j
Thanks for starting us DNMS - I do that, look for the smilie and if I don't see it then I quickly post the opening paragraph:D

So, uneventful day here - off to work, straight home. I have to sort birthday arrangements too - where to go for lunch seems to be a major decision...grrrr. Will add to my list - do not get upset by family:mad: Ok, better get my list down:

• check banking - move tax credits about a bit
• check onepoll
• NSD
• No-drive day too...I will walk to work
• washing off airer and put away
• meal from plan tonight - l/o spag bol for dd1, jacket pot+chicken dd2 and I
• packed lunches to school
• heating off
• write meal plan for next week and very small shopping list
• bit of ironing

Ok, that's all for me. Have a lovely Thursday:T

KirstyO

Hi all,

My first day on trying this so:

[STRIKE]Shut computer down when I go out.[/STRIKE]
Try and turn heating off for a bit (controls are in housemates room and he seems to like living in a greenhouse)
Do a quick/low temp wash and dry on airers (no tumbeldryer anyway)
Walk to work
[STRIKE]Remember to take meal to work that I made last night especially[/STRIKE]
Have a snack from stores when I get in instead of takeaway
[STRIKE]NSD[/STRIKE] (I know the day isnt technically over yet, but once I get to work I don't spend anyway, unless on food, which is covered above )

wodanbrlam

Today is a day off so this is were it all goes wrong usually!!

ziggy2407

Good Morning all

DNMS - Thanks for starting us off and good luck with day 2:T
Mary Hinge - sounds like you had a busy day yesterday, miss watching that type of film as "boys" just dont want to know, lol!!

Slept really well last night (once hubby was home) and feeling much better today, may even steam head again this evening
Today I will : (very repititive but helping at the moment)

Work 11.30 - 1.30 - Done
Check Banks - Done
Check Swapits -Done
Keep up to date with surveys -
Keep on top of emails -
Update food tracker (25.5lb off) - in progress
Read -
Quick tidy round - Done
20 mins on Yantra mat - Done
Sort through more craft mags - In progress (only 3 more boxes to go through, didnt realise how many I'd acquired over the years)
Washing - Done and blowing in the breeze, yaay to gorgeous days
Visit mum for tea and do her ironing and cleaning


Hope you all have a great day, catch you all later, love you all

C x

ziggy2407

wodanbrlam wrote: »

Today is a day off so this is were it all goes wrong usually!!

Today is a great day to join us with the "small things", they really do make a difference and everyone on this thread is so supportive and encouraging - please join us

breakfreeofdebt

today I plan to list more on ebay and post items that I have sold

Amara

Hi!
Today, I will:
-[STRIKE]go to work[/STRIKE]
-[STRIKE]to my accountant[/STRIKE]
-[STRIKE]check my online banking[/STRIKE]
-do some washing
-update my thread
See you soon!