Do natwest have a right to do this?!!!! :@

agrinnall

Or rather than waste your time visiting branches to talk to people who won't really know that much about what savings accounts are available, just have a look at the MSE guide to the best savings accounts.

Rupert_Bear

TrueUnitedFan wrote: »

I am quite angry about this, i phoned up their helpline explained the situation and this dozy idiot said that application (without taking any personal details from myself) when to underwriters who then approve application.

How can this possibly be? I got a straight YES you can choose any of the current accounts we have on offer when i phoned up to do the application.

To say i'm ******* off would be an understatement.

Are you sure the bank official is the dozy idiot!. You have made 10 applications in a short period of time.

I know in my eyes who is the dozy one!

SuperHan

It's likely because you're not on a very high income, but seem desperate for credit (like you say, 10+ applications in less than three months is A LOT), so you're probably too much of a risk.

You also may not be showing up on the ER if you only registered a few months ago (which could be the reason for all your other declines)

Just stick with you current bank account, and put the 60K in to a savings account with them!

opinions4u

An 18 year old student / unemployed type with multiple bank accounts and £60,000.

That will set the fraud / money laundering bells ringing.

Stop being sarcastic, doesn't suit your style.

It wasn't sarcasm. It was an accurate response combined with a little bit of exaggeration.

notts_phil

The 60k sounds a bit make believe to me......

A bit like Gary coopers business skills( if you can remember him of here.....)

chanz4

60k to transfer and 10 applications, money laundering flags seem pleased

notts_phil

chanz4 wrote: »

60k to transfer and 10 applications, money laundering flags seem pleased

But the is no 60k lol

cajef

notts_phil wrote: »

But the is no 60k lol

Don't know why he needs to keep applying for credit, 12k from his Nan and now 60k from his brother, he is obviously a rich 18 year old.:p

TrueUnitedFan wrote: »

Yep, currently in college as well, then go on to Uni after i finish my course.

My Nan has told me she would give me 12k gift don't have to pay it back when i decide to go for it.

agrinnall

He's got a CIFAS marker so it's really not surprising he's been turned down.

https://forums.moneysavingexpert.com/discussion/3814523

jen245

And with all the applications its no wonder he's got a CIFAS marker!