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Personal loan,please can someone advise me.

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Comments

  • grandma22
    grandma22 Posts: 48 Forumite
    Hi
    it was given at dfferent times,some she gave me for stock to buy for her and the seller ripped us off,but i told her would make it good.
    I am not disputing she loaned it to me,but no there is no agreements,just one letter when I asked her to loan me a lump sum.
    I am offering 200 a month until the lump sum i am waiting for arrives.
    She said I could pay all back when the money i am expecting arrives,but it is taking longer to come than I thought.
    Why would a debt collection agency go to solicitors and police,im very confused
  • grandma22
    grandma22 Posts: 48 Forumite
    PS
    Her husband is a ex policeman too
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 27 February 2012 at 5:09PM
    The police would laugh her out of the station, of course its a civil matter.

    If she has already passed it to a debt collection agency I wonder why she is now seeing a solicitor, I think she is telling porkies.
    Im not even sure that she is telling the truth about the collection agency. If she contacts you again tell her you will wait to here from
    the collection agency/solicitors/police.

    If you give her any money, get a receipt and keep everything in writing.

    Call her bluff.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 27 February 2012 at 5:15PM
    grandma22 wrote: »
    Why would a debt collection agency go to solicitors and police,im very confused

    Shes talking BS with the agency going to the police but not sure about the solicitors.

    Wonder if the husband suggested to say about the police being involved.

    Was she a good friend ?
  • grandma22
    grandma22 Posts: 48 Forumite
    edited 27 February 2012 at 5:17PM
    It was the debt collection agency who said that,quote below
    We have an appointment with solicitors and the police tomorrow and will advise you of the outcome.

    have instructed us to deal with this debt and communication will therefore come via us.

    I will be speaking to shortly and bring her up to date on your last email.

    We appreciate your comments with regards to your rent and other financial commitments and as stated will get in touch following decision.
  • boobies
    boobies Posts: 283 Forumite
    DCFC79 wrote: »
    Its a civil matter so i cant see the police being or wanting to get involved.

    Is there any proof that details the loan was made ?

    I agree, it sounds like they are trying to scare the OP, unless they are suggesting there is some criminal intent? Impossible to say without knowing the mindset of the other party.
  • grandma22
    grandma22 Posts: 48 Forumite
    They may be saying it was fraud as i asked to borrow and pay from money I had coming in in a lump,but I just havent had it yet,it is still coming,her husband though retured still works for the police in intelligence,and Im afraid due to that
  • grandma22
    grandma22 Posts: 48 Forumite
    DCFC79 wrote: »
    Shes talking BS with the agency going to the police but not sure about the solicitors.

    Wonder if the husband suggested to say about the police being involved.

    Was she a good friend ?
    Yes a very good friend.
  • grandma22
    grandma22 Posts: 48 Forumite
    Would a professional debt collection agency lie to me about this/
  • mcfisco
    mcfisco Posts: 1,957 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    grandma22 wrote: »
    Would a professional debt collection agency lie to me about this/

    They'd tell you the moon was cheese if they thought they'd get paid
This discussion has been closed.
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