Meet the frugal's, 365 day challenge of buying nothing.

lauren_1

Love film will only refund me if i provide proof of postage for the dvd.

lauren_1

Thursday 29th march:eek:

My god this first quarter has gone blinking fast, our daughter is 5 in 6 weeks time and my mother shall be getting married next week (hen night this saturday) so looks like another expensive week for all , the frugal way of course.

pigpen

The last 20 years have gone by fast! I can't quite believe my oldest will be 16 come September!!! That is scary stuff!!

I hope the middle half of the year goes by a little slower I have loads to get done.

I think all this flyladying and frugalling and flinging really makes the time whizz by as well, I for one am so busy thinking about what to pay/clean/chuck next I don't ahve time to realise another 2 days have gone by.

xx

lauren_1

Doh its just under 3 weeks till her birthday, our sons birthday is in 6 weeks! yikes his first year whizzed by.

"suddenly feels very old"

lauren_1

We have just had our new assesment for tax credits through, we seem to have been over paid £279.00 and instead of taking it gradually they are delaying our payment until the 20 something of april rather than the begining of the month like it should be. Grr

Not thinking about it too much but bit of a muck up as all our bills come out at the begining and we will have 2 months worth of bills to come out of 1 months money.

I think this will really test us.

pigpen

You can get through the next few weeks.. you have remarkably well the last few weeks you'll be just fine. I've not heard anything about our tax credits.. but.. they have paid us a payment and a half this week for some reason. Could you possibly tell a few you will make the payment late because of this.. most places are pretty good???

Mortgagefreeforme

Our tax credits were totally screwed up for 2+yrs. I even phoned to querie it as I thought we were being overpaid, but was told the computer had done an automaic review and to stop wasting thier time! We now are not getting any tax credits for the forseable future while they claim back the £3000 they say we owe them. The first thing we knew about it was when no credits arrived in our account! I phoned and was given an explaination but they said a letter would follow, it never has yet. I did appeal though and got £200 of the bill (whopdedo) as they could see it was partly thier fault. I had told them always of any income changes so I can't see it being my fault. Basically I wouldn't bank on getting each monthly tax credit payment till you see it in your account.

lauren_1

EUUUUGHHHHHH

I FEEL ROUGH:cool: I just dont DO hangovers

sAT TALKING TILL 3AM LAST NIGHT after work drinking away (free of course) and why the hell did i agree to letting OH have a lie in

I am not a big drinker (think i even smoked too) but just felt like letting my hair down, last time i drank was 1 glass of cava at christmas and the time before that was years ago:rotfl: See i was cheap back then:T

plink plink fizz Ahhhhhhh

Anyway crept in at 3.30am (lost half an hour somewhere) tried to be as quite as possible, took my lenses out before checking to see if i had my glasses handy, wandered around blind for about 10 mins before giving up, checked on little man........cot empty:j thought he was at my mums for the night. Slithered in to bed so OH didnt wake up and see the time...ha no chance "busy then i take it?" mumbled the pillow Yeah im shattered, blinking polish never stop drinking, mines a cuppa in the morning" Got my self comfy and then the room started to spin.....
"bleh bubbla mumumu daddaoo" came a little voice under the duvet_pale_

Shame you cant bribe a baby with a tweeneis vid like you can with a 5 year old , not that i would ever shirk out of my role as mothrer by using that tactic at 4 am:cool: :A

skylineboy2002

just spent most of the day (few pages at a time, every now and then) reading this from start to now...

wow...

i myself (a student) dont have a lot of spending (maybe £20) a week.. but i can see ways to trim back

as the americans say "goooood job!"

lauren_1

Good morning, its monday the 2nd of april and its a refreshing 8 degrees outside, the time is 8.40am and time all you ratrace slaves start walking to work.

Well OH rode my bike to work today (its 7 miles away:eek: ) I bet him my pocket money he couldnt do it for the week starting to wish i hadnt now:rotfl:

Well we have been given a gamecube from OH's brother with about 10 really good games:j I made a passing comment about wanting a play station now my Super nintendo just carked it (mario kart rocks OK:cool: ) in 15 years i might even progress on to a x-box when they start at less than £15:rotfl: :rotfl: :rotfl:

We have started up a savings pot for the little mans nursery fee's, starting from september i will be going 3 days per week (classed as full time so get c/tax reduction:j ) but we wont be entitled to much discount on the childcare side so will hit us hard in the pocket (so glad we are trying this frugal lark now rather than then)

Another brucy bonus this week i can start my driving lessons again as my birthday present, have been able to drive since i was 17 but freaked out at my test when i got cut up by a irate white van man so just pottered around for years with my provisional in OH's car (with him in it of course) i did have other lessons but i had fallen in to bad habits like crossing my hands and just biting at a roundabout rather than use the handbreak, and the last instructor tried to coax me in to block paying 20 double lessons because apparently you cant book a test unless you have had 40 hours driving time regardless fo previous experience :rolleyes: yeah do i look like a mug