Saturday/Sunday 18th/19th February - What small DFW things will you be doing this wee

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning guys :wave: and happy weekend to you all a very warm welcome to Memory Box - thanks for starting out with us!

:j to it being Saturday planning to enjoy the weekend as much as possible and do as little chores as possible :T

Things to do today:

• [STRIKE]check banking[/STRIKE]
• [STRIKE]update spending diary[/STRIKE]
• take photos of things I want to list on evilbay
• Mrs Flylady the bathroom as I didn't do it yesterday & a super quick tidy round
• take meter readings and call Eon - must do this today!
• brekkie & dinner from stores
• lunch at ex-mil's
• clean car & do checks - tyres, air, water etc
• drop bottles at bottle bank on way to ex-mil's
• email friend and confirm going to her's for dinner on Thurs
• check through fridge to ensure no wastage
• go for a massive, gym, swim & sauna session

Ok that seems a lot given I want a relaxing day but none of it should take long! Have promised to watch Tinker, Tailor, Soldier, Spy with oh tonight

Have fun guys - above all else! x

La_escocesa

Hello there :wave:

I'm just on the train to yoga teacher training. Costing me a small fortune but hopefully soon I'll make a wee bit of extra cash from it...

Here's my list...
-HM brekkie and lunch
-HM curry tonight thanks to hubby
-not spending on lunch. Might not go out to avoid shops.
-bit of coursework tonight
-early night in with me knitting, ready to do it all tomorrow...

Could it be 2 NSDs this wknd?? I hope so!

Spendaholic_Chick

Morning all!

I signed up to sun bingo last night but now reaised I can't withdraw - you need to enter passport or driving licece number to verify age (funny ou don't need to do that to deposit :mad:) - my passport is out of date and my driving licence is the old paper one that has a different number format :mad:

Anyhoo - today's list:

- dry washing on airer done
- weekly shop, sticking to list at aldi - done, except went to asda
- check online banks done
- check evilbay and facebook sales done
- clicks, surveys, bingo etc done
- all meals from stores done

non mse stuff:
- hang curtain pole and new curtains in bedroom done
- change beds done
- clean bedrooms done
- paint storage box in kitchn to match colour scheme (changed about 2 years ago lol) done
- hang new pictures in dining room and DS' bedroom - will have to wait until tomorrow

blimey, better get a move on - didn't realise had so much to do!

Have a great day, everyone! x

natlie

Boooooo hooooooooo I just lost my post
Hi
Thanks DNMS I enjoyed Tinker Tailor, I know a lot of people dont but its skippy so watch it closely
[STRIKE]
I have 2 grumpy kids today DD got up late and DS woke on the wrong side of the bed I think
[/STRIKE]still grumpy but DD has gone to grans and DS is napping
Today:
I won £7.80 on the euromillions
I have laundry on more to do & dishes
[STRIKE]
Need to pop to Mr T
[/STRIKE]
[STRIKE]
DD popping to grans for a bit later
[/STRIKE]
I am working tonight 6-12 groan - but should come home with £70ish
Did pop to c*sta but shared a cake
Thats it for now - have a good day all
Nat

pixiechick99

Morning lovely people:T
I've been reading just not posting this week - half term means I get up late:o:o Sad that the week is over though - looks like a long term til Easter;)

Spendaholic - booo to the bingo site, hope you can sort something so you can get your money:)
DNMS - you've reminded to me to send my meter readings too, I changed supplier. I have been putting readings in my new app though - it can tell you how much you use, and the cost, each day. the geek in me just LOVES this:D
La E - enjoy yoga teacher training!!
Natlie - atleast your children are up, mine still snoozing;)

Ok, best get on with a list:

• check banking
• check mysurvey, I've neglected it:o
• write next weeks meal plan, using what we have in if possible
• get petrol from T's using my 10p off voucher
• pick up a few groceries from T's
• arrange courier for Next returns and get packed up
• pay Next account
• send meter readings to new supplier - plus enter in my app to check how much I've used this week:D
• heating is off now
• meal from plan tonight - beef tacos:)
• washing on quickwash then on airer

Ok, that's all I can think of for now.
Have a fab day:beer:

ziggy2407

Good Morning all

DNMS - thanks for starting us off and yaay to relaxing wkends

La E - enjoy today and good luck with the NSD's
natlie - I have a grumpy boy here too (despite his friend staying over), they have been awake since 6.45, my boy is very active and his friend is happy just to sit and watch TV

Spendaholic - make some time to relax, hope you're feeling better than yesterday and boo to bingo sites, could you not ring them with confirmation?

Today's I will or have done: (very repititive but helping at the moment)

Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -in progress
Update food tracker (26lb off) - in progress
Read -
Quick tidy round - Done
20 mins on Yantra mat
Investigate pedometers (cheap as possible) (ww want £18 for one)
Investigate "Sport Relief Mile" (little one would like us to do this together)
Sort through more craft mags
Sort through WW mags (photocopy any recipes I want)
Hairdresser coming at 11 (cheaper than salon visit)
Bake apple pie

Hope you all have a great day, catch you all later, love you all

C x

abundant1972

Thanks for a great thread... fantastic way to focus!!! My plan:

- [STRIKE]Have been honest with friends and explained I cannot go out p[STRIKE]ubbing/cluubing and am trying to get financially straight this year. I need to live within my means as much as I want to go wild. Saving now will mean true freedom in the future!!![/STRIKE][/STRIKE][STRIKE][/STRIKE][STRIKE][/STRIKE]
- [STRIKE]Read electricity & gas meter so I can reduce my yearly bill - gotta think long term, right?[/STRIKE]
- Am off for the week so am pulling out all my old recipe books and doing some serious meal planning
- Boxing up the rest of my CDs/DVDs to sell and listing the sale with Music Magpie
- [STRIKE]Buying in basics <bread/milk> so am not tempted to shop for coffees/sandwiches[/STRIKE]
- Spend this weekend cleaning my lounge. I have a spiritual space I would like to use more - so need to clear/clean it... sort out books I don't read and totally de-clutter. Out with the old - make space for new prosperity!
- Start to fill out a workbook so I can do some agency work = more income! Been putting it off for ages cos part of me doesn't want to work more than I am... Aim to find some motivation to do maybe just one extra shift a month to start with!
- Go to the gym. Been neglecting it and as am paying a membership I feel I need to make more use of it - or cancel it - one or the other!

And that's me done for the weekend!!!...

little_pink_purse

morning everyone

ive been missing for days been on nights and doing catch up with my studys lol
so today i need to clean the house from top to bottom
wash on
ironing todo
check banking
do weekly menu (got it in my head lol)

so far today ive done the shopping

chill out pm lol i wish xxx

Wannabe01

Good morning everyone, I enjoyed a nice long sleep this morning and then got up to a lovely sunny day although it is still cold. I think the weather is helping my mood as I am feeling more positive about things today.

List for today
:)Catch up with emails DONE
:)Do the work that is needed today and organise the diary for next week DONE
:)Look into jobs work in progress
:)Do an online @sd@ shop and stick to the list DONE, but got a couple of extra bits but will save money as can make some chinese food at home rather than being tempted to a takeaway and I also saved £8 by using evouchers.
:)Make up dd's bottles DONE
:)Do rough meal plans for the next 4 weeks
:)Quick shower DONE
:)Check and catch up with FB DONE
:)Go for a hack and get rid of the cobwebs DONE
:)Washing (full loads) 7 loads to do work in progress
:)Do some course work (I've got a lot of catching up to do) work in progress
:)Surveys- inbox, lightspeed, one poll DONE
:)Look into giff gaff
:)Do some of the ironing mountain
:)Check paypal and withdraw money DONE
:)Take kids out for a walk and have some quality time DONE

Saved some money on the gas today as we turned the heating off this afternoon due to us all being out and it was on low this morning. The heating is back on low now and we have put the coal fire on, which puts heat throughout the house.

I think that is everything for today, hope everyone has a good Saturday

Happy with the amount of the tasks that I managed to get done today and I had a very enjoyable hack although I think I will suffer for it tomorrow but that is all part of the fun.

OrangeFairy

Happy Saturday Everyone!!

Memory Box - saw your post on yesterdays thread - i love the idea of writing note in your memory jar. My DD's came out with so many funny things when they were younger - i'd love to have memories of these things in a jar!
Pixie - what is that App called? The geek in me would love that too! 6 weeks will fly by until Easter hols
Abundant- i need to say no to some nights out too. I have 2 within a week of each other in March. One includes spending a lot on a train/coach. So think i may have to start saying no sometimes.
Spendaholic - that is rubbish about the bingo site. They should have asked before they took your money! :mad:

My Day

DECLUTTERING - hoping to do the majority of out bedroom. Need OH to go through his clothes though
Lunch from stores - use up xmas crackers with philly
Dinner from stores - maybe an omlette or a chilli maybe
NSD
Walk to a friends house for their housewarming with the kids
Surveys
Move money over from paypal to pay for the postage i have spent and also to cover DD1's birthday party
DD to write invites
Inventory
Mealplan
Shopping list
Housework

Thats me - Have a sparkling Saturday everyone xx

pixiechick99

OrangeFairy wrote: »

Pixie - what is that App called? The geek in me would love that too! 6 weeks will fly by until Easter hols

Thats me - Have a sparkling Saturday everyone xx

It's called Meter Readings - I found it in the finance section of the app store. I did pay for it:o Not MSE, but I'm challenging myslef to lower the cost each day so hopefully that'll save us money;)
It took me a while finding the exact costs of my gas/elec per unit etc...confusing with different prices, but once I'd sussed that it's been easy peasy.