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Cleggie's frugaltastic journey to financial freedom!!

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cleggie
cleggie Posts: 2,169 Forumite
edited 26 June 2012 at 3:42PM in Debt free diaries
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Comments

  • Ninno820
    Ninno820 Posts: 765 Forumite
    Phew - found you. Keep going -even if no one replies. Just writing everything down is really cathartic - as I know you have found on the grocery thread. Well done on this step in your journey and good luck with the job hunting - what field are you trying to enter?
    44 day challenge


    1. Pay £650 off overdraft (£ 288/ £650)
    2. Lose 12 lbs (4.5/ 12)
    3. Use YNAB everyday (6/44)
  • Suffolk_lass
    Suffolk_lass Posts: 10,271 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 February 2012 at 7:55PM
    Well done. I really wish you success with this. I really think that being conscious of what we are spending is key to getting and keeping it under control. And as we know, the grocery challenge is brilliant for giving us fresh ideas and support in doing this. I didn't know these were here (I'm not very adventurous on the forums, being slightly overwhelmed by how many there are, and not being able to visualise how they all fit together means it is confuring for me as I learn visually).
    Best of luck
    SL
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well hello Cleggie! :hello:

    Nice shiny new thread and a great place for you to collect your thoughts and activities. :T Please don't let this get in the way of visiting us on the GC mind! ;)

    I wish you all the very best with your course - I did the mature student thing 12 years ago and it really was the best thing I've ever done (excluding MS of course :rotfl:).

    I thought I'd act as your post it note and just say:

    Cleggie do not visit the supermarket!!!

    Truly wish you all the very best,
    Spigs
    Mortgage Free October 2013 :T
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hello Cleggie - subscribed!!! :T
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • cleggie
    cleggie Posts: 2,169 Forumite
    Thanks OrangeFairy!


    As well as this DFD and the GC, i have also signed up to the Feb NSD challenge.
    I did start off joining up to loads of challenges, but always felt like a failure as i wasnt able to fulfill them all.
    Now i am only doing the GC and NSD as those are the 2 that will make the biggest impact on my finances.
    I dont have huge debt, and i SHOULDNT have a huge grocery bill each week either.

    I think my 1st plan will be-Take £60 out of the bank every week (on a Friday or Monday normally) and that will have to see me through the week for food.
    The actual food shop will be done in Lidl (Thurs) and Morrisons (Mon), as i pass both of these places every week without fail, so therefore i save pettrol (as mentioned in the 1st post).

    I am hoping that every few weeks or so, i can add to my list of things to help me on my way.
  • meg72
    meg72 Posts: 5,164 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped!
    Hi Cleggie,just popped into say good luck on your journey may it be a fantastical happy one.,hugs Meg
    Slimming World at target
  • cleggie
    cleggie Posts: 2,169 Forumite
    Hi Meg,
    thanks for popping over to say hi,
    and thanks for all your help on the GC too. Its all appreciated!
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Hi Cleggie

    Just popped in to say good luck!

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • cleggie
    cleggie Posts: 2,169 Forumite
    Thanks Piq!
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    A pleasure, I've been following you on the grocery challenge. I'm thinking of joining it myself to try to rein in my food overspending.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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