Halifax Rewards Current Account Application

asz

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pqrdef

I heard nothing until the welcome pack arrived. Not even an email acknowledgement. Very disconcerting, because I couldn't be certain that I'd actually submitted the application.

asz

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Gromitt

I didn't get a welcome pack, I just got a card about a week after I applied for the account. PIN followed about 5 days later.

coollittlew

The same happened to me. A debit card turned up on my door step a few days later. Poor communication, but was happy with the speed everything was sent.

WeaponX

Sorry to high jack this thread but what's the difference between the Halifax Rewards Current Account and the Ultimate Rewards Current Account? I know that the Ultimate account gives Insurance benefits but it seems at no extra cost, is this the case?

Also as a higher rate tax payer would I need to fill out a tax form every year for the £5 I receive each month?

Mandelbrot

WeaponX wrote: »

Sorry to high jack this thread but what's the difference between the Halifax Rewards Current Account and the Ultimate Rewards Current Account? I know that the Ultimate account gives Insurance benefits but it seems at no extra cost, is this the case?

You pay them £15 per month for the 'benefits'.
http://www.halifax.co.uk/bankaccounts/

Also as a higher rate tax payer would I need to fill out a tax form every year for the £5 I receive each month?

As a higher rate taxpayer, you will have to pay extra tax on all your interest (it will only have 20% deducted at source). That includes these rewards payments.

asz

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pqrdef

I got an A4 size white envelope with brochures and T&C and a sample signature form to return. I think it was about 9 days after I applied.

That was followed separately by a debit card, and a PIN, and a new online username which I didn't need, and a letter agreeing to an overdraft. Still waiting for the cheque book and the list of DDs to be switched.

Keeps the Royal Mail in business I suppose.

Dan8484

I also applied for this account on Saturday and didn't get an email confirmation or anything. I haven't had anything in the post yet so I was also worried I hadn't submitted the aplication correctly or something (seems unlikely though because I'm sure I got a message saying it had been submitted). Have you had any further communication? I was half tempted to apply again incase my original application hadn't gone through but that might not be a good idea if it has.

Tight_as_a_Drum

Dan8484 wrote: »

I also applied for this account on Saturday and didn't get an email confirmation or anything. I haven't had anything in the post yet so I was also worried I hadn't submitted the aplication correctly or something (seems unlikely though because I'm sure I got a message saying it had been submitted). Have you had any further communication? I was half tempted to apply again incase my original application hadn't gone through but that might not be a good idea if it has.

Just be patient, you got a message stating it had been submitted, I'm going to apply for this soon and would only start worrying if I hadn't heard anything by 2 weeks.