We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Edinburgher gets cracking!

17879818384181

Comments

  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OMG that is such great news. Bravo!
  • ultrarunner
    ultrarunner Posts: 374 Forumite
    Part of the Furniture Combo Breaker
    Great news! No more spending on driving lessons or tests!
    Mortgage May 2012 - £129k
    January 2015 - Mortgage down to £114k
    Target for 2015 to get down to £105k
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    :T :T Well done, Ed - many speedy congratulations! :T :T
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • edinburgher
    edinburgher Posts: 14,107 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    After the excitement of passing my test, yesterday dragged in at work!

    Still, the last few weeks have been fairly productive:
    • Boiler timer replaced (no more utility bill snafus)
    • Driving test passed, have decided to take Pass Plus lessons for the confidence boost (another £138 and then no more money to spend on my driving lessons :j)
    • All my Zopa money lent out (now at £315)
    • ISA transferred, shaving 2%+ off the fees
    • Paid the ISA fees for last month
    • Quite a few NSD, making up for the damage done by expensive one-off stuff that's been happening
    • Replaced light bulbs with non-LED energy saving ones, making our home a brighter, more welcoming place

    Still to come:
    • Mrs E still needs driving lessons (another £200+)
    • We'll need insurance (easily £1k+ for the two of us, probably more like £1,500 :eek:)
    • We'll need to start saving for a car replacement and repairs (allowing c. £200/mth for this)
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    I found Pass Plus to be well worth the money. Well done btw! :T
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    Well done on passing your driving test :T:T:j:j

    Is mid-forties too late to start? I have been a champion of lifelong learning though, so may be it is now the best time to start learning to drive :eek:
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • edinburgher
    edinburgher Posts: 14,107 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is mid-forties too late to start? I have been a champion of lifelong learning though, so may be it is now the best time to start learning to drive

    Well, I had a 12 year gap between the first time I started and this time, so it's never too late to learn :)
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    DH passed at 44.
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Sorry it's late but . . . congratulations on passing your test :j.
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi Ed

    Just catching up and just wanted to say CONGRATULATIONS!!!!!! Well done you...I knew you could do it.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.