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So poor I can't even pay attention

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  • suburbanwifey
    suburbanwifey Posts: 1,642 Forumite
    Piquant wrote: »
    What can I say? I'm so touched by the help and advice you have offered me suburbanwifey. I don't think anyone has every given me that much guidance before and for a complete stranger. Thank you.

    I haven't done very much of my to-do list today, a deliberate decision. In fact all I did was write to the insurance company who are handling the mortgage protection claim and asked them to pay the money straight to my building society. E*bay, chasing patio door man etc can wait until tomorrow.

    What I've done is thought about what you've said, I read it earlier and wanted to think about it. Someone else also stepped in to help and my dd reiterated her offer to build me a website.

    I have made a decision. I'm not getting anywhere looking for work and as you say making it a full time occupation is soul destroying. I don't want to go and work for one of the large corporations again. I'm going to give my best shot to setting myself up as a freelance writer.

    I'll still spend an hour or so a day looking at the job market but start looking for something part time, giving me a small amount of income and time to write, hopefully for income. In the evenings I can concentrate on writing a novel, it will take a little time to come up with a plot, but I think I can do that. I agree that horses are not the way to go, but I can use a lot of the material I have written about the Captain as a book as well, I think it can work.

    This weekend I will write a brief for dd, once I've got my head around what my website's objective is going to be. Any ideas gratefully received. I will also look into what I need to have in place to be self employed. In the meantime I will continue to go to the Job Centre, there may even be some help offered there, you never know!

    There is lot more to think about, please all of you throw ideas at me, this is scary stuff and you don't want me whinging on here all the time, do you?

    Piq

    Your Captain stories are intriguing. You know what I would do if I had your equine knowledge? I'd try to write a children's book about horses. How does that idea grab you? Children love horses and after the mania of Harry Potter has died down, the market is looking for a new direction to go. Aim for mid teens, its a growing market and one you could very well move into (aside from also working on a grown up novel where you can have fun and let your imagination run riot :p)

    I think the idea of a part-time job would be perfect in your situation. You'd also find it easier to find a healthy work/life balance. I get the impression from what I know of you already, that you can be a bit of a workaholic. Maybe this change in life can be a positive thing, you moving in a more suitable direction with more self satisfaction and also inner peace.

    If you site is hosted by Wordpress, think about moving it to a dedicated space, where you can install advertising. Income can be gained from that. Not a lot, but every little helps. When readers click on those ads after they have read your blog, you get paid.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    That is one of the options I had in mind for the Captain stories, I don't know a lot about it but I wondered if that market might work. You're right children do love horses and it's not difficult to build on his character, he's also very eye-catching and would be easy to illustrate or photograph.

    I meant to add to my earlier post that I know the blog won't make money, it's something I've wanted to do and is very good practice at disciplining my writing. On here I tend to just throw thoughts at the screen, on the blog it has to have more structure, a story if you will.

    I don't know if I want advertisements all over it, they are very ugly :) and it's quite important to me what it looks like. I am or was an artist by trade, so the fonts and imagery are important to me. I will wait until dd has come up with a website and see if it can all be joined up, that will be the time to move it across and consider relevant advertising. In the meantime, I will use it as my practice ground.

    Your help means a lot to me, these are not empty words, they are words from the heart. Thank you.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Do you know what Piq, I read that post much earlier today from Suburban Housewifey , and I was nearly reduced to tears on your behalf !! What is wrong with me ?! I even began a post to thank her, but decided that would look a bit odd :eek:

    I have to say though that I think that to have receive such wonderful advice is so amazing.

    I havent the timeto read the rest of your reply and your plans at the moment as am rushing off. I will catch up later.

    One quick thing though, your blogs have become the evenings bedtime story for the Pinot Household. The last four evenings the girls have asked me if I have received the days posting on my phone and I have read your stories to them. I hope you dont mind, but even at the ages of 11 and 14, they have found them entertaining, but they have also given them something to really think about ( the job centre for example ) and obviously for DD2 , the Captain and the Underpants once again caused much hilarity !! xx

    Catch up tomorrow xx

    It would not have looked odd at all. Suburbanwifey has made me cry tears of gratitude and has helped me think straight for the first time in a while.

    No pressure then! I will post for your delightful daughters, not a problem. Although I'm not sure about what I will post about tonight, maybe a version of what I'm going to do work-wise. That will quite boring for them. But the theme is supposed to be growing up in a mid-life crisis and I think I've grown a couple of years today!

    I must dig out the one about the Captain on top of the haystack, very frightening at the time, but funny afterwards. Bloomin' horse...

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • lucielle
    lucielle Posts: 11,550 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Piq, you say horses aren't for grown ups but Jilly Cooper hasn't done too bad from them.

    I wish I could post something more constructive. Take care
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Lucielle..I was thinking the same...Rupert something or other or so I seem to recall;)

    Sounds good stuff Piq. Like the plan:D

    Hi surburbanwifey:wave: thanks for helping out our mate!!:D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Rupert Campbell-Black. I loved the Jilly Cooper books when I was a girl. Real honest to God bonkbusters!

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    You see..you have even done the background research as a teenager without knowing it:j

    Jilly..move over for the new queen of the equestrian bonk buster..maybe Zara Phillips will endorse it:rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Sorry yesterdays Job Centre Experience was another rubbish one ! Seriously , I do think they employ a special breed of people at these places ( apologies to anyone reading , who does actually work there , I am sure you are one of the lovely ones !)

    I dont but I know people who work for the dept - its shoite pay and shoite conditions - no excuse I know but it is often a thankless task:(
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    hooray for suburbanhousewifey what a super idea.

    we love the captain
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Igamogam wrote: »
    I dont but I know people who work for the dept - its shoite pay and shoite conditions - no excuse I know but it is often a thankless task:(

    Yep I can see that . It must be a pretty stressful job at times as well and certainly not something I would fancy doing tbh.
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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