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payg v contract

Bear with me please as I don;t have the techy language to explain myself very well.

When I bought my Blackberry on payg I didn.t realise that to get the email option I'd have to pay £5 a month extra.

If you've seen my other posts, I'm considering an iphone/samsung s2 (think I'll go for the latter) but I'll prob be buying an unlocked phone and then buying an Orange SIM card for it. Will that in any way limit what I can do on either phone (as opposed to having a contract)? Or if I buy a phone already locked to orange but still payg, does that limit the phone capacity in any way?

I'm a bit confused by references I've seen to data packages on SIMs cards and can't see anything on 'tnet to help me udnerstand!

I'm fairly sure some of you knowledgeable people will be able to work out what I'm asking!!
Thanks

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