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Do you remember when...

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  • System
    System Posts: 178,371 Community Admin
    10,000 Posts Photogenic Name Dropper
    A store card was a GREAT idea! You get special invitations to customer nights! WOW! And save a whole 10%! (even though the APR was 29.9%...)
    Now turning this one round a little. When we all become debt free with our new responsible attitude to credit and spending, would a store care not be a good move in terms of money saving? If you pay the £50 for a pair of jeans at the end od the month you dont get hit with the hefty APR???
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • lennymfo wrote:
    Now turning this one round a little. When we all become debt free with our new responsible attitude to credit and spending, would a store care not be a good move in terms of money saving? If you pay the £50 for a pair of jeans at the end od the month you dont get hit with the hefty APR???


    Is it not a bit like being a recovering addict though? One purchase and you remember how nice and easy it can be and then you are on the slippery slope?!:eek:
  • Lenny,
    Honestly? I cannot EVER see myself getting any form of credit again. I think it would be like the'just one small sip' to an alcoholic or 'just the one puff' to a ex-smoker. Good idea in principle tho...
    How's little man? (and I am NOT talking about your you-know-what!)
    Bunny x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Yes, or accepting the hgiher credit card limit offer... having £1500 limit maxed out at 14.99% then being offered a £2000 limit at 19.99% and thinking you've done the best deal ever, and got another £500??

    how stupid was I.... :rotfl:
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • Actiongirl-
    Slippery slope? More like black diamond run after an ice storm for me...
    Bunny
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • msmicawber
    msmicawber Posts: 1,962 Forumite
    Debt-free and Proud!
    I'm getting out of here before someone says "... and Carol Vorderman was that nice woman off the telly who was good a maths ... "
    :rotfl:
    Debt at highest: £6,290.72 (14.2.1999)
    Debt free success date: 14.8.2006 :j
  • I'm getting out of here before someone says "... and Carol Vorderman was that nice woman off the telly who was good a maths ... "


    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • I wonder if she even realises what the impact her ad had on sooooooooo many people!!!!

    And as for picture loan, with that stupid man on about football and the dad and son who can't find where their belongings are.................grrrrrrrrrrr
    If you wait for perfect conditions, nothing would ever get done! :T
    I'm not short - I'm condensed awesome! :p
  • this all sounds very familiar to me!!!!
  • I wonder if she even realises what the impact her ad had on sooooooooo many people!!!!

    And as for picture loan, with that stupid man on about football and the dad and son who can't find where their belongings are.................grrrrrrrrrrr

    oh yes and the lovely woman who wants to borrow 25 grand as if it was something she lost down the back of the sofa...
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