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Do you remember when...
Bunnyinthelights
Posts: 15,278 Forumite
Upping your overdraft seemed like the answer to all your financial problems?:rotfl: :rotfl: :rotfl:
Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
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Either that or consolidation.0
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OH I used to be on first name terms with the staff in my bank and they always knew what I was waiting in the queue for . . . I even once went in demanding a temporary overdraft extension so I had the bus fare home.
Then I discovered consolidation, did that twice, last year I tried again, thankfully (although didnt feel like that at time) they said no. I have reduced my debt by around two thirds now (mainly due to a windfall I had, but still, I didnt go on holidays with it, or buy designer clothes).0 -
Yep and the good thing was I could do it on line and not have to do it face to face so there was no embarassment. I used to put my hand over the part of the screen were the decision would be so it would be like a little surprise! Maybe thats part of the debt problem, not so long ago, you would have to speak to your bank manager to get an overdraft now its as easy as clicking a button!This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Oh, I remember the days when paying by credit card was like free money!
Ah, the innocence of youth......
"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250 -
And the days when Sky Movies were an essential, not the spawn of satan, sitting there between me and debt-freedom!"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250
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and I *deserved* to get the credit cards, overdraft, loan...CCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
and no one had heard of Experian/Equifax ..... or credit reports!
Thanks to MSE, I am mortgage free!0 -
And using your credit card to pay for the meal so you could have the cash from your friends was excellent money management? Because OF COURSE you would pay it all off at the end of the month?Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0
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Oh yes! And when you used one credit card to pay the minimum on another credit card etc. etc......What the Deuce?0
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When the only thing you put on your CC was petrol and you always paid it off at the end of the month!
You thought - they'll never lend me that much - about 10K ago!I have plenty of willpower - it's won't power I need.
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