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Would my future husband be entitled to half my house?

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  • VfM4meplse
    VfM4meplse Posts: 34,269 Forumite
    10,000 Posts Combo Breaker I've been Money Tipped!
    unixgirluk wrote: »
    you could do what I did and get an agreement drawn up before you get married that way should anything happen its in black and white. The lawyer only charged me £75 to do it.
    Agreed, a pre-nup is the way forward if there is any doubt about the viability of the relationship. The main pillar of this strategy would be not to marry full stop.

    Divorces have a habit of making people bitter.
    Value-for-money-for-me-puhleeze!

    "No man is worth, crawling on the earth"- adapted from Bob Crewe and Bob Gaudio

    Hope is not a strategy :D...A child is for life, not just 18 years....Don't get me started on the NHS, because you won't win...I love chaz-ing!
  • spadoosh
    spadoosh Posts: 8,732 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    unixgirluk wrote: »
    you could do what I did and get an agreement drawn up before you get married that way should anything happen its in black and white. The lawyer only charged me £75 to do it.
    VfM4meplse wrote: »
    Agreed, a pre-nup is the way forward if there is any doubt about the viability of the relationship. The main pillar of this strategy would be not to marry full stop.

    Divorces have a habit of making people bitter.

    Still not 100% legally valid in england, and sure could still be argued. Recent case validated a pre nup but like i say not 100% legally binding and a v good lawyer could get one over ruled.

    Sorry, not saying youve wasted £75 it will depend on the contracts but you need to be careful with stuff like that.
  • Panda78
    Panda78 Posts: 297 Forumite
    Mojisola wrote: »
    Are you getting married in church? If you can't say the vows and mean them -

    "to have and to hold from this day forward; for better, for worse, for richer, for poorer, in sickness and in health, to love and to cherish, till death do us part"

    "With my body I honour you, all that I am I give to you, and all that I have I share with you, within the love of God, Father, Son and Holy Spirit"

    perhaps it would be best just to live together.

    No, we are not getting married in a church. We have been together for 12 years, so there is no doubting our commitment! I'm not religious, but my partner has in recent years taken his religion much more seriously, so for his sake more than mine i would like us to be married.

    Anyway, back to financial matters..there still seems to be so much left to chance. I will get this document signed to protect my share of the despoit and then what happens if there is a divorce, i will just have to accept. I would not begrudge my husband a share which is rightfully is, it's just that every penny of my substantial deposit is my own.
  • benb76
    benb76 Posts: 357 Forumite
    He won't be entitled to half, but as others have correctly said, he would be entitled to some of the equity gained during the marriage.

    Co-habiting doesn't automatically entitle a partner to equity gained, but they are entitled to a proportion if they contribute financially to the mortgage. His/her name doesn't have to be on the mortgage in this case.

    It's all very practical to think about pre-nups, but maybe you should consider why you're getting married at all. Marriage doesn't make a relationship any more secure.
  • benb76
    benb76 Posts: 357 Forumite
    Panda78 wrote: »
    No, we are not getting married in a church. We have been together for 12 years, so there is no doubting our commitment! I'm not religious, but my partner has in recent years taken his religion much more seriously, so for his sake more than mine i would like us to be married.

    So you're getting married because of his religious beliefs, but not in a church. What's the point?
  • Chakani
    Chakani Posts: 826 Forumite
    benb76 wrote: »
    So you're getting married because of his religious beliefs, but not in a church. What's the point?

    Perhaps he's not Christian?
  • RAS
    RAS Posts: 35,554 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do take legal advice as he may well get some equity once the marriage is over 2 years old even if his name is not on the deeds or the mortgage.

    If you buy the property jointly, explore tenants in common.

    Do expect some serious discussions about why you do not want to share your assets fully.
    If you've have not made a mistake, you've made nothing
  • benb76
    benb76 Posts: 357 Forumite
    Chakani wrote: »
    Perhaps he's not Christian?

    Well maybe. But the OP didn't say that they were getting married in a mosque, synagogue, gurdwara etc., so it sort of implied a civil ceremony.
  • Panda78
    Panda78 Posts: 297 Forumite
    Chakani wrote: »
    Perhaps he's not Christian?

    Exactly, but i am not religious. My partner has recently started taking his religion seriously, so i am willing to marry for his benefit.

    Perhaps i sound too casual and cold about the relationship - but i am not, as 12 years together have proved! Men worry about marriage through fear of losing the house and money they input, i just have a role reveral where i earn much more than my partner. It will be OUR home and he can have whatever share he is entitled to if we did divorce - i just want my deposit to be secure in full. I earned it and saved it, i don't see where emotion or religion comes into that - it's just financial common sense.

    Thanks again for all the advice received so far, really appreciated.
  • DVardysShadow
    DVardysShadow Posts: 18,949 Forumite
    Panda78 wrote: »
    Anyway, back to financial matters..there still seems to be so much left to chance. I will get this document signed to protect my share of the despoit and then what happens if there is a divorce, i will just have to accept. I would not begrudge my husband a share which is rightfully is, it's just that every penny of my substantial deposit is my own.
    Put him on the deeds and secure your deposit with a trust deed.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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