Compensation advice

mikey72

Mr_Benn wrote: »

..........
damage to her right side , arm, etc , which she is still suffering with.
She is also still suffering bad anxiety, especially when driving.
An independant doctor recommended physio and counselling.

the indenpdant doctor said they should clear within 9 months

In the first post.

Crazy_Jamie

mikey72 wrote: »

In the first post.

That information is not accurate enough to any sort of reliable figure, even a rough one. If you or any other poster offering advice on how to pitch offers has actually attempted to value the injury based on that information, which I highly doubt, I would be intrigued as to how you came to that figure. Specifically, I would be interested as to which primary bracket you used from the JSB Guidelines, and how you assessed the inevitable overlap between other brackets. I would also be worth stating whether you took the 'nine month' comment as meaning nine months from the accident, from the date of the medical report, or from now, because it could be any of those three in the absence of clarification.

If no such calculation was made, I'll let my original comment stand that the advice so far has been given by members who have been given no regard to the actual valuation of the injuries involved, which is a dangerous game to play.

Of course I am willing to be proven wrong in what I'm stating here. Seen as you were so quick to attempt a rebuttal to my post, mikey, perhaps you'd like to be the first to explain the basis of your own advice to offer £5,000 but accept £4,500, and refute my own assumption that it was made on an arbitrary basis with no consideration given as to the actual value of the injuries?

llantwitboy

Crazy_Jamie wrote: »

That information is not accurate enough to any sort of reliable figure, even a rough one. If you or any other poster offering advice on how to pitch offers has actually attempted to value the injury based on that information, which I highly doubt, I would be intrigued as to how you came to that figure. Specifically, I would be interested as to which primary bracket you used from the JSB Guidelines, and how you assessed the inevitable overlap between other brackets. I would also be worth stating whether you took the 'nine month' comment as meaning nine months from the accident, from the date of the medical report, or from now, because it could be any of those three in the absence of clarification.

If no such calculation was made, I'll let my original comment stand that the advice so far has been given by members who have been given no regard to the actual valuation of the injuries involved, which is a dangerous game to play.

Of course I am willing to be proven wrong in what I'm stating here. Seen as you were so quick to attempt a rebuttal to my post, mikey, perhaps you'd like to be the first to explain the basis of your own advice to offer £5,000 but accept £4,500, and refute my own assumption that it was made on an arbitrary basis with no consideration given as to the actual value of the injuries?

Good point Crazy Jamie. Unfortunately, Mikey 72 is so opinionated and frequently jumps in with ill thought out views, because of his "know it all" attitude. They guy is a joke and I wouldn't trust him to wipe his own ar*e properly.

Mr_Benn

The doctor said he believed the injuries would clear within 6 months of his examination . That was in November. The accident was in August.
I am not going to act exctly on any advice, I was just looking for advice and to get a feel if the figure we had been offered was deemed low / reasonable. It seems it is in the lower end of this type off accident which has enforced our thoughts to reject it, but not to ask for a figure any higher than £5k at the most.
I think our real frustration comes from the fact the guy was not charged (seperate issue), we have lost a car we knew and trusted, and financially will be about £1,500 better off, which seems no compensation at all when compared to many other similar (or less) accidents.
I also believe we shouldve been given a scale of what our claim may get at an earlier point. Something our solicitor failed to do.
I didnt feel the need to list athe exact details of the case , as that wouldve made it long , and put many off reading the thread initially.

Thanks for the advice given anyway.

mikey72

Crazy_Jamie wrote: »

That information is not accurate enough to any sort of reliable figure, even a rough one. If you or any other poster offering advice on how to pitch offers has actually attempted to value the injury based on that information, which I highly doubt, I would be intrigued as to how you came to that figure. Specifically, I would be interested as to which primary bracket you used from the JSB Guidelines, and how you assessed the inevitable overlap between other brackets. I would also be worth stating whether you took the 'nine month' comment as meaning nine months from the accident, from the date of the medical report, or from now, because it could be any of those three in the absence of clarification.

If no such calculation was made, I'll let my original comment stand that the advice so far has been given by members who have been given no regard to the actual valuation of the injuries involved, which is a dangerous game to play.

Of course I am willing to be proven wrong in what I'm stating here. Seen as you were so quick to attempt a rebuttal to my post, mikey, perhaps you'd like to be the first to explain the basis of your own advice to offer £5,000 but accept £4,500, and refute my own assumption that it was made on an arbitrary basis with no consideration given as to the actual value of the injuries?

You have the information you wanted.
If you don't agree with my figure, what would you put in as a fair settlement.

llantwitboy wrote: »

Good point Crazy Jamie. Unfortunately, Mikey 72 is so opinionated and frequently jumps in with ill thought out views, because of his "know it all" attitude. They guy is a joke and I wouldn't trust him to wipe his own ar*e properly.

Not worth a comment on as usual.
(You appear to have spelt half wrongly, it appears you put llant in your username)

dacouch

mikey72 wrote: »

Not worth a comment on as usual.
(You appear to have spelt half wrongly, it appears you put llant in your username)

He does seem to have it in for you, I amuse myself with imagining he is an alternate username for Dunstonh where he lets of his steam about you. I know it's not Dunstonh as he would not do that, but try imagining it's Dunstonh's alter ego and it may make you laugh

Crazy_Jamie

Mr_Benn wrote: »

The doctor said he believed the injuries would clear within 6 months of his examination. That was in November. The accident was in August.

Right, so nine months is the total prognosis period. That helps. You say that your wife's injuries were to her arm and right side. What were the nature of these injuries? Is the damage soft tissue damage or something more specific? I'm really looking for information that would be contained within the 'Prognosis' section of the medical report. The only thing I can predict about the nature of the injuries so far is that given the maximum valuation given by your solicitor, it's highly unlikely that there were any broken bones. If there is something more specific mentioned, such as whiplash, a lumbar spine injury etc, that's what I need to know.

Mr_Benn wrote:

I am not going to act exctly on any advice, I was just looking for advice and to get a feel if the figure we had been offered was deemed low / reasonable. It seems it is in the lower end of this type off accident which has enforced our thoughts to reject it, but not to ask for a figure any higher than £5k at the most.

But this is the problem that I mentioned earlier; valuing injuries is a specialist skill. The vast majority of people on this site do not know how to do it, and certainly thus far I'm not convinced that anybody who has posted in this thread has the slightest idea of how to do it. The upshot is that you could have your opinion affected by people who are really doing little more than plucking figures out of the air, which obviously is not a good thing.

Mr_Benn wrote:

I think our real frustration comes from the fact the guy was not charged (seperate issue), we have lost a car we knew and trusted, and financially will be about £1,500 better off, which seems no compensation at all when compared to many other similar (or less) accidents.
I also believe we shouldve been given a scale of what our claim may get at an earlier point. Something our solicitor failed to do.
I didnt feel the need to list athe exact details of the case , as that wouldve made it long , and put many off reading the thread initially.

Your frustrations are understandable. Being involved in an accident and pursuing litigation is never convenient. But it is important that you take the right kind of advice, and by default that should come from your solicitor. If you are dissatisfied with your solicitor's work that may be another issue, but simply wanting more money is not necessarily a reason to be dissatisfied. Ultimately thus far your solicitor is the only person involved in this whole scenario who has both the information and expertise to value your injury.

mikey72 wrote:

You have the information you wanted.
If you don't agree with my figure, what would you put in as a fair settlement.

I don't have the information I wanted, so unfortunately I'm not in a position to put forward my valuation.

That shouldn't stop you from answering my query about how you arrived at your figure, though. Which you haven't done so far.

mikey72

dacouch wrote: »

He does seem to have it in for you, I amuse myself with imagining he is an alternate username for Dunstonh where he lets of his steam about you. I know it's not Dunstonh as he would not do that, but try imagining it's Dunstonh's alter ego and it may make you laugh

As he said he's in customer service for an insurer, it's not a good representation.

To be fair to other insurance reps, whilst we may not agree, they normally do offer some good inside advice, most of the time it's a civil exchange, so far even Raskazz and me haven't fallen out this year!

As it's the MSE site, if I've upset him that much, I must be doing something right!

mikey72

llantwitboy wrote: »

Where have I ever said I am in customer service for an insurer? Again, another comment without any foundation.

What I am prepared to do is makes others aware of the pony & trap you quote 99% of the time, when you look to force your views onto topics that clearly you have little knowledge about. You impose your views, but when challenged by others don't respond.

I have no issue with others who take a balanced view of how businesses work, but your standard quote of "contact FOS blah blah blah" just shows how one dimensional your are

llantwitboy wrote: »

Your still a w****r. :T

mikey72 wrote: »

You said that before. It wasn't a convincing arguement for the insurers point of view then either.
Are you in customer service by any chance?

llantwitboy wrote: »

Yes I am. Can I take a guess that your some sort of company director or owner of a business. Either way a well balanced individual that has a chip on both shoulders

So, Sky box warranty then?

edit - "refer the complaint to the FOS."

At least quote me correctly.

One dimensional?
What is one dimension, what am I, the X axis?

Mr_Benn

Guys - plse dont argue - and hijack my thread !

We are defintly going to reject their offer. I just toggle between saying we want £4,500 or £5,000
Our solicitor keeps warning us about not bidding too high , as the other side will just not budge. She also said she would be very suprised if they go over £4,000 anyway, but then added each case is its own.

We just need to put togethor a few words about why we think our case is worth more.
Any good tips gratefully received.