Real life MMD: Should I cheque out my Nan?

skintscot

Well you could try but when my niece tried that on my Mother she refused to replace it, telling her that learning to be more careful in future was a valuable lesson it would be good for her to learn!

42738

If you didn't respect what was given as a present then you shouldn't ask again. Take it as a lesson. When money comes your way, make sure you know where you put it, saved it or spent it.

Seaside_Lass

whitewing wrote: »

You could try paying it in via a machine or deposit envelope. It may go through that way.

It also might put your Nan overdrawn at the bank if she has not realised that you haven't cashed it. Not the way to do it!

Just be honest, tell her you thought you had banked it but have just found it - either still in the birthday card or in a handbag that you haven't used for months (where you had put it to take to the bank!).

auntie_sal

Last year my grandson didn't cash the cheque I sent for three months and I kept checking my account (on line) to see if it had been paid. I was worried that he thought it was mean or was it something I said? Then he called to say he'd mislaid it and had now found it, which I was grateful for because I'd had to make sure I kept that money in my account 'just in case'. Anyway I was so glad he told me and he said he wanted to buy a winter jacket. So please do tell her I am sure it will stop her worrying.

blot_2

Hi

No need to go back to Nan, don't know which bank you went to but the expiry date for cheques of 6 months no longer exists, so you should be able to pay it in

joehoover

It's a year ago, just forget about it.

redglass_2

What a lot of judgemental replies! I'd say it depends on your Gran herself, how good her memory is, how her finances are, how she'd be likely to view it. You know best about these things. Could another family member give you any guidance?

How's this for a diplomatic solution: if you decide to ask for another, then show her the cheque, say you lost it but didn't tell her earlier because you would have hated her to be upset, but now it's turned up and you can't use it.

PS you trolls: my dad was a factory worker, my mother a cleaner, and I grew up on a Liverpool housing estate where loads of kids said 'Gran'. And so did I. A friend of mine whose parents lived in posh Cheshire called hers 'Nan'. Strangely enough my friend and I have managed to live with this fact without insults and blame. !!!!!!.

redmandarin

Lovely idea, frame it and keep it, arrh! Then ask her for a replacement! I don't think a nana would mind - she loves you and would be upset if you didn't get your present.

If you're rolling in money then forget it, otherwise just tell her you put it in a (too) safe place. No one is perfect and we all forget things sometimes. The likelihood is that her memory isn't as good as it used to be (as with a lot of people) so she'll understand completely!

Enjoy your present!

florere

I agree with the frame it and keep it, when you get old you can remember how much your granny loved you.:A

JayD

Short answer is - it's all your fault and you should write it off and determine to be less careless in future.

People plan and budget for Christmas expenditure and to have to find £25 when you are not expecting to could hit your grandmother hard. I am a bit surprised that she didn't notice you hadn't cashed it - maybe she did closer to the time and thought you just hadn't got round to it and by now it has slipped her mind.
Either way, if you approach her for the money now, it could cause an uncomfortable situation for both of you and I think that would be very unfair as the delay in cashing the cheque is entirely your own fault.