Real life MMD: Should I cheque out my Nan?

Amie_J

Are you mad....IT'S YOUR NAN!!!! Would you really be that tight that you would ask for the £25 she gave you a year ago that you obviously needed sooo badly that you lost it!!??!

[Deleted User]

Fujiko wrote: »

just because she is a grandmother does not mean she is not on top of her finances. She might even be quite young and still working!

True. If the OP lives in Croydon, I would imagine the Grandmother may be only in her mid 30's.

Though probably not working.

nczm

Ah bless your grandparents!
I would tell them; if they're anything like mine they most likely check their bank accounts reguarly and may be a bit hurt that you've not deposited their cheque.
As for asking for a new cheque, that's your personal call on your relationship with them, I stopped my GPs giving me this when I started full-time employment and explained it didn't feel right to me, they accepted this and now send me a gift card as I can't refuse it!
Even if you want the money I'd approach saying you don't and if they're insistant they'll write another cheque and if they can't really afford it everyones feelings are spared.

alwayswrite

I think you would be pretty cheeky to ask your nan to write you another cheque because she didn't forget to sent you a 'present' but you forgot to put it in the bank and to actually use it as a bookmark is not forgetful it is totally thoughtless and if I was your nan I wouldn't bother anymore..........I also wouldn't mind betting you don't send your nan anything for her birthday......well do you???????????

bogwart

I don't see why this is a dilemma. Just explain to her exactly what has happened and I'm sure she'll be happy to alter the cheque or give you a fresh one. Even in thse difficult times £25 is not going to break the bank, or she wouldn't have given it to you in the first place.

purple.sarah

I would take the blow, offering you the money that long ago doesn't mean she still has it spare now, which is something you should have considered before presenting the cheque. The time to tell her was early on when it would have been easy to reissue. Bringing it up now could seem petty. Just chalk it up to a learning experience and tear up the cheque.

robynprincess

I think some of the replies have been meant as jokes - either way they have made me laugh here!

My nan is mid 80's and not too flush with money but not living on the breadline either. I think what I would personally do is mention to her that I had found the cheque and said I thought I had banked it last year but obviously hadn't and then play it my ear, if she offered a new one then there we go, if she doesnt then hey ho!

Seakay

presumably you have already thanked your Nan for the cheque as you decided not to report the loss, and also gave some idea as to what you spent the money on?
It sounds as though you had already decided to absorb the loss as it was your own fault and you didn't want to upset your Nan.
What has changed?
Why would she be less upset to find out now that you lost her gift and then lied about it 6 months ago?

I think that you should stick with your original decision.

Marco12452

Write it off as your mistake.

BobbinAlong

I'd be upset if my cheque hadn't been cashed and there was no explanation. The "Hey Gran guess what I found hidden away the other day - aren't I stupid." approach is best and leave it to her to offer a replacement or whatever.