Joint Account Questions

jennifernil

Cosmopolitan wrote: »

Am looking to set up a couple of joint accounts with OH

1. Looking for a current account. Joint income £2345 p/m (after tax)
Looked at the reccomendations on this site, didn't quite make sense of it all but thinking maybe the Santander Preferred Current Account or the Halifax Reward account?

2. A secondary savings account, OH already has an ISA savings which will be converted to a joint account but also looking to have a separate account where we can deposit money each month to save for car insurance/tax etc.

Anyone got any ideas or reccomendations?

thanks

We have the Halifax Reward accounts, which we find fine for us. I/we also have accounts with Nationwide, Lloyds and First Direct as these either give access to further services such as good savings accounts or credit cards, or serve a particular purpose.

I was also with Santander for a while, but was not impressed.

For savings, if you have no ISA, open the best instant access one you can find, and make sure OH's one is getting a good rate too. If not, get it transferred somewhere better.

If you want a joint savings account you will need to find the best one you can, try looking on the comparison sites or/and on MSE.