OMG- Im I panic over nothing?

andycarmi

DH and I sat down last night going through this months money. As DH gets paid on the 15th and I was to get my last four weeks Statutory Maternity Pay.

Sorted all bills... and cash fine only -72p:j

BUT just been online banking to move some cash and I have not worked out my SMP correct so were short:eek: :eek:

After all bills paid only have £1.60 a day spare:o :eek: :eek: I feel sick.

And its DH birthday next week

I M I panicing????

patchwork_cat

Is this going to be the same next month?

Lillibet_2

Can you be a bit more specific please? By "all bills paid" do you include grocery & petrol money or has that got to come out of the £1.60 a day? what doe steh £1.60 need to actually pay for?

We'll help, but we need to know a bit more first;)

andycarmi

No because were planned are money knowing we would not have my pay. But for this month I miss calculated mt SMP. Roll on 15th March!!!!

andycarmi

Lillibet wrote:

Can you be a bit more specific please? By "all bills paid" do you include grocery & petrol money or has that got to come out of the £1.60 a day? what doe steh £1.60 need to actually pay for?

We'll help, but we need to know a bit more first;)

Sorry pertol and food shopping is paid for.

£1.60 is spends like to
take DD 5 month out like baby massage, sensory room, all that kind of stuff...
She also needs some new clothes this month 6-9month.
She also has a friends birthday party so need present(what a socail life:rolleyes: )
also DH birthday and MIL'S Birthday and mothes day... :eek:

patchwork_cat

HI
I think that you will manage particularly if groceries are paid for. Is that already as low as it can go or could you economise and have more Pin money.

It is a while since my kids where babies, but sensory room try bouncer in front of teletubbies and some fairy lights! Alos just watching you while playing will be fine. Baby massage do you need a class now or can you just follow on from what you have learnt.
Mother's day a card will prob. be fine. Friends birthday £5 pressie is usual fine in my circle as long as it is well thought out. MIL birthday could be bulked out with baby handprints - picture collage etc.

andycarmi

patchwork_cat wrote:

HI

It is a while since my kids where babies, but sensory room try bouncer in front of teletubbies and some fairy lights! Alos just watching you while playing will be fine. Baby massage do you need a class now or can you just follow on from what you have learnt.

I could do this at home but will go mad if I don't get out!

andycarmi

patchwork_cat wrote:

HI
MIL birthday could be bulked out with baby handprints - picture collage etc.

OOOH I LOVE THAT IDEA, One for Daddy too.:j THANKS

patchwork_cat

Try them in air hardening clay or paint, or both hand and foot print art. Mother and toddler group might be cheaper than sensory room and there is no better way for a baby to learn than watching toddlers.

Justie

try your local freecycle for clothes

£10 a week is enough to get out and do a few things and look at things like going to the library where they often have free story times or going round your local museum where you'll get some stimulation and baby will be experiencing a new environment. Or invite friends round with their babies (or go to the park if it's fine) so that you're not going stir crazy.

As for pressies - home made things are often appreciated, especially by family.

elona

Some libraries have child sessions and lend out toys to try.

If you have a look at www.thebookpeople [hey have great books for children and adults and you can save a lot of money without having to order more books in the future.

I got a set of ten childrens books that should have been a fiver each - £50 - and only paid £9.99 for the lot!


Could you put anything on a credit card - just to juggle the dates of payment and then pay it off straightaway?