barclaycard wont help my pensioner mom

MusicalLawyer

Couldn't even begin to comprehend that post.

The fact of the matter is that your mum borrowed money for you, and now she is the one that the debt collectors are after.

You really need to get this sorted ASAP.
The DCA may send bailiffs to her house (even though they aren't allowed) and your mum could end up having stuff taken away if she lets them in. (A few older people where I live have had this happen to them as they are none the wiser about the rules surrounding Bailiffs).

It also means that the company will take your mums financial situation in to account - not yours. So if she sends in expenditure forms etc, she may well end up having to pay more than you can afford to pay each month.

Can you not sell anything to pay off this debt?
Even if you can find 50% off the money, and offer a settlement to them?

Regarding work - can you not go on a college course?
There are many courses out there in office admin, retail and so on that you could do to get qualifications. You probably wouldn't have to pay anything as you're on benefits.

You can't really just sit there and say "I have no experience, I won't get the job" and don't even bother applying. That isn't the right attitude, which I learned a while back. Even if you think you aren't experienced enough for the job - still apply. You never know.

Esoog

This isn't America She's your Mum

Tixy

Esoog wrote: »

This isn't America She's your Mum

Its not just an American spelling, its just regional variations - Mom is common in the midlands, Mam in the north east etc

stewart631

ready steady cook

Esoog

Tixy wrote: »

Its not just an American spelling, its just regional variations - Mom is common in the midlands, Mam in the north east etc

Common with AmericaniZed (hoho) jokers more like!

bengal-stripe

Esoog wrote: »

This isn't America She's your Mum

Tixy wrote: »

Its not just an American spelling, its just regional variations - Mom is common in the midlands, Mam in the north east etc

Well, the OP just likes a bit of variety in spelling.

caz1976 wrote: »

.......i had to lend off my mom on her credit card

caz1976 wrote: »

...........sort this out for my mum

jc808

Stop having so many kids

bouncydog1

jc808 wrote: »

Stop having so many kids

Well that's a pretty useless post isn't it? The OP has explained why she is in the position she is in and for trying to get help she has had to put up with a load of quite rude posts from people who should show a little compassion to others less fortunate than themselves.

Yes the OP could be winding everybody up, but some of the things she has outlined do seem genuine. Not everybody is a scrounger (and I have the same opinion as everyone else for those who are).

OP - suggest you go over to the Debt free board and see if you can get some help there - people are less judgemental and will genuinely try to help.

Bravehearted_2

What medical qualification do you have to judge that there is nothing wrong with your ex and so shouldn't get disability?

Seems like you're just as judgemental of him as I am of you eh?

You're spouting off about fairness - benefits aren't supposed to give you the lifestyle of a royal. It baffles me that you somehow think you're being treated unfairly and that you're a victim here.

I sympathise with your situation but certainly don't agree that you've been dealt an unfair hand. I also don't believe that you're a scrounger but, it'll be a sad day when someone is able to live above comfortably on the dole. It's there to help the less of survive - which you are. That extra should come from having a job.

As always, please save the high horse comments.