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The Austerity Disaster
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They fought for it. Trade unionists went through a lot of hardships to obtain a better future for future generations, one where they could no longer be treated like scum by their employers. Having built a more civilised society, we should be fighting to retain it.The odd thing is that European workers feel they have some sort of god given right to not have to. Where does that sense of entitlement come from, and is it valid?
Of course there was always the danger that they would price themselves out of the market. But some see that not as a danger but as a golden opportunity to turn the clock back. What lovely people.
But they should be careful what they wish for. Victorians lived in fear of the poor. Those days are returning."It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis0 -
The_White_Horse wrote: »everyone wants to blame bankers, but the real issue for Europe is its socialist lefty agenda. massive benefits for the bone idle, huge public sectors, massive pensions. it is completely unsustainable. however, the lefty will never back down. look at the union scum holding London to ransom yet again over bribes for working during the olympics. why do they do it, because they get what they want every time.
until the lefties realise their dreams are unworkable, there is no hope.
The real problem is idiots like you spouting !!!! !!!! and trying to get people to believe you. Your right wing tea party propaganda is easily disproved with a bit of research . you are a very bigotted nasty !!!!!! >FUAlways remember that you're unique, just like everybody else:cool:0 -
The real problem is idiots like you spouting !!!! !!!! and trying to get people to believe you. Your right wing tea party propaganda is easily disproved with a bit of research . you are a very bigotted nasty !!!!!! >FU
well done. typical lefty hysterical.
i am absolutely correct. where does your research come from, the Guardian??? laughable.0 -
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I don;t feel entitlement, but would like to have it.
As far as employment goes, I am closer to the Indian worker as being self employed I have no rights whatsoever.
That's true, my gf is self employed and it really opens your eyes to what rights workers enjoy. She has no sick pay, no pension, no paid holidays, all the things most people take for granted nowadays.
It's definitely made me appreciate my pension and paid holidays.Faith, hope, charity, these three; but the greatest of these is charity.0 -
Why not? It's easy enough. You work out how much you can pay yourself for a year. Then divide it into 12 monthly instalments and set a percentage aside for a pension.She has no sick pay, no pension, no paid holidays
If you mean that the business isn't making any money when she's not working, well that's the same for everybody. All employees' wages are implicitly set on the basis that they get the value of say 44 weeks' worth of work, spread out over 52 weeks. Nobody is paid for 52 weeks' worth of work, as if holiday pay grows on trees."It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis0 -
Why not? It's easy enough. You work out how much you can pay yourself for a year. Then divide it into 12 monthly instalments and set a percentage aside for a pension.
If you mean that the business isn't making any money when she's not working, well that's the same for everybody. All employees' wages are implicitly set on the basis that they get the value of say 44 weeks' worth of work, spread out over 52 weeks. Nobody is paid for 52 weeks' worth of work, as if holiday pay grows on trees.
Whether it is "priced in" to salaries or not, the fact is if you are self employed, you not only face the cost of a holiday, but also not earning money, that can mean a cost of around £1k just for a one week holiday. You also don't get guaranteed weekends off, you work when the work comes along. It can come in batches and she works for 36 hours at a time when she needs the money that month.
Also there is more to pension contributions than employee, in most schemes the employer will put in quite a large amount, you need to be earning far more being self employed to match the same level overall as someone on a salary.
The most important thing salaries bring is peace of mind, there is an added stress with being self employed unless you are earning very comfortable amounts.Faith, hope, charity, these three; but the greatest of these is charity.0 -
Why not? It's easy enough. You work out how much you can pay yourself for a year. Then divide it into 12 monthly instalments and set a percentage aside for a pension.
If you mean that the business isn't making any money when she's not working, well that's the same for everybody. All employees' wages are implicitly set on the basis that they get the value of say 44 weeks' worth of work, spread out over 52 weeks. Nobody is paid for 52 weeks' worth of work, as if holiday pay grows on trees.
Have you ever run a small business pqrdef? You can't work out how much you can pay yourself for a year until you have built up enough cash in the business that you know how much you are going to earn. Many very small businesses (those that are self-employed or single employee businesses) and many new start-ups are run on a far more hand-to-mouth basis than that. You can go into business with all the cashflow forecasts and business plans you want, but until you get the customers in, the invoices paid and the cash going through the business it counts for nothing.
I have now built up enough cash in mine that I know in advance what I will be able to pay myself in the coming year, but it has taken nearly 8 years to get to that. The recession and credit crunch haven't helped. As many as 1 in 3 businesses fail in the start up period (first three years), though if you can get beyond that most succeed.Please stay safe in the sun and learn the A-E of melanoma: A = asymmetry, B = irregular borders, C= different colours, D= diameter, larger than 6mm, E = evolving, is your mole changing? Most moles are not cancerous, any doubts, please check next time you visit your GP.
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