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I'm very confused about my friend's entitlement

Badger_Lady
Badger_Lady Posts: 6,264 Forumite
Part of the Furniture 1,000 Posts Photogenic Combo Breaker
edited 31 January 2012 at 5:35PM in Benefits & tax credits
We've been discussing this all day and I can't work it out.

My friend is expecting her second child. She isn't in employment and therefore isn't on maternity leave, choosing instead to be a full-time mum. But her husband works full-time and earns let's say £18,000.

So according to this pdf they are entitled to claim child and working tax credits, to the sum total of £6,805.

However when they phone HMRC they're told that no-one earning more than £17,729 is entitled to working tax credits, and that they would only continue to get the child tax credits of £5,560. Also, on using the calculator on the HMRC website, someone with an income of £18,000 is calculated to not be entitled to working tax credits.

So is that leaflet in the link out of date? When did they change it? What's happening? Eh?

Thanks :p

ETA - clarification of my question: The HMRC has three different rate tables. One for WTC, one for CTC and one for combined WTC and CTC. Using my friend's circumstances (two children, one income of £18,000), these are the figures:

WTC alone: £0
CTC alone: £5,660
WTC and CTC Combined: £6,805

So my friend has been told "you can only claim the CTC of £5,660". But surely she can actually claim the WTC and CTC combined of £6,805. And if not, why not?
Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |
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Comments

  • karenx
    karenx Posts: 4,988 Forumite
    Thats correct no working tax credits on 18,000
  • Badger_Lady
    Badger_Lady Posts: 6,264 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    karenx wrote: »
    Thats correct no working tax credits on 18,000

    Thank you ;) So why does that PDF suggest that there are working tax credits up to a joint income of looooads more?
    Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |
  • karenx
    karenx Posts: 4,988 Forumite
    Its child tax credits that has a higher threshhold. But will be reduced to 26k in april.
    LAst page of that pdf says 18,000 no working tax credits in the table
  • Thank you ;) So why does that PDF suggest that there are working tax credits up to a joint income of looooads more?

    Because, my jealous bitter friend, it doesn't. It states CHILD TAX CREDITS which are not working tax credits.

    With friends like you, who needs enemies?
  • Ouch harsh .......
  • you call her a friend...
    but say breeding?????
    she had a baby......
    credit card bill. £0.00
    overdraft £0.00
    Help from the state £0.00
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    you call her a friend...
    but say breeding?????
    she had a baby......

    That's what the word means!
  • cosmic-dust
    cosmic-dust Posts: 2,618 Forumite
    Because, my jealous bitter friend, it doesn't. It states CHILD TAX CREDITS which are not working tax credits.

    With friends like you, who needs enemies?
    You beat me to it!
    Prior to breeding :eek:
    Keep your friends close and your enemies even closer.
    I made a mistake once, believeing people on the internet were my virtual friends. It won't be a mistake that I make again!
  • "breeding" glad your not a "friend" of mine what a terrible attitude
  • The pdf you've been looking at was published in April 2011 so will be out of date for 2012-2013.
    Have a look at these entitlement tables and calculator. I think these have recently been updated and will give a better idea.
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