A fantastic February with the NSD challenge

slowlyfading

NSD 6 for me today

Frodobaggins

Another spendy day today, must try harder!

butdoineedit?

Jinty - so sorry meant to say yesterday well done on getting things sorted with your supervisor, really pleased for you & hope you are feeling much happier now...

Not one for me again :mad::mad:
had a mishap with some cheap shower gel at the weekend that gave me an allergic reaction (all over :eek:) Don't want to give you all tmi, but there's one place refusing to clear up, so as recommended by the nurse at work today i had to buy some nappy rash cream, please god it works to stop it hurting!!!
I bought a carton of cranberry juice too, but i'm also going to call that medicinal, i didn't however succumb to any chocolate or trashy magazines on the pretence that they would make me feel better, so seriously chuffed about that!!

beanielou

Hope it clears up really really soon bdndi :eek:

Igamogam

Caught one to day - just the 1

elfen

Up to 8 NSDs for me....have made £60 on selling and surveys, and spent a lot less.....mainly postage and travel...

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

greenanne

another nsd for wed for me.
thats 9nsd so far.
thankyou.

LittleMissHappy_2

No NSD for me today, been busy buying books again

BDINI - agree with beanie in hoping it clears up really soon :eek:

Has anyone tried the new look forum? I'm trying it at the moment and it's a bit weird I'm sure I'll get used to it ...... !

freebyfifty

Good Morning, :wave:

Hope everyone is well and capturing those pennies.

Well done to everyone so far. The NSD are mounting up for everyone. :T

Beanielou – Well done for NSD #11.:j You are doing brilliantly, keep going.:)
Cw18 – A fantastic NSD #9. :TYou are so busy but organised. Can you let me know your secret??:)
Donna dynamo – Well done for NSD #10 :j and getting 4 in a row. Fingers crossed for even more.:)
Elfen – A brilliant NSD #8 :j for you and well done on all that money earned.:T
Greenanne – Well done on a no spend weekend and getting up to NSDs #8 & 9. :j Fantastic.:j
Iwanttogoonholiday- NSD #8 in the bag for you now.:T Brilliant.
Ifwishes – Brilliant news for your NSD #9.:j I can almost hear that kitten saying ‘dohhh’ :doh:
Igamogam – Well done on your newest NSD. :j Are you up to 8 now?
Jaffacakegal – Well done for NSD #7 :j and I hope you get your car back without it costing a fortune.:)
Katy721 – NSD #5 & 6 for you.:T Over a third of the way there now. Well done.:)
Kerri gt – Well done for NSD #8 :T You seem to be very organised with your shopping. All those coupons and whoopsies. I still haven’t got to grips with APG and JTD – someone will have to explain it to me in easy to understand instructions.
Knitting Nora – As much as it pains me to say it.... Well done on NSD #11, :j beating your target :j and now upping it to 15. :T *admits defeat* :mad: Can I take this purple lycra off yet????? It’s a bit whiffy round here.
Marmiterulesok – A fantastic NSD #10 in the bag for you now. :j I hope you are staying warm.:)
ModestyB – Thank you for the welcome home. I would count the day I parted with the cash as the spendy day so bloomin’ well done for NSD #9 and for getting 5 in a row. :T That’s brilliant. :T
Pinkfluffybabe – Wow, all those lovely NSDs you reported. :j Well done for being up to NSD #10 :T
Poohbear59 – A brilliant NSD #12.:T I had my picture taken with Pooh while I was away. No sign of Tigger though.
Purplemumof2 – Well done on nabbing NSD #4, :jlet us know if you managed number 5 as well today.
Purpleorchid – An excellent NSD #11 for you. :T Well done and good luck for your next 5 in a row.:)
Silvasava – A brilliant NSD #8 :j and well done for doing your own alterations, I wouldn’t know where to start.:)
Sirish1979 – Well done for getting NSD #5.:j You are doing so well.
Slowlyfading – Well done for capturing NSD #6. :j Keep going, you’re doing really well.:)
166million – Well done for another NSD :j (not sure what number you are up to) but I’m sorry about your back and hope it’s better soon.:)

And hello to
BDINI – Ohhhhh I’m sorry about the rash and it’s position,:o it sounds really uncomfortable. Hope the cream works. Keep smiling.
Flying – Why can’t you get your magazine with the book token, it is a sort of a book after all. Some people are such jobsworths! :rotfl:
Frodobaggins – A lovely NSD is just around the corner for you. Don’t give up.
LMH – I love books but have so many at the moment that I haven’t read. I tried the new forum then almost immediately went back to the old one but I’m sure we’ll all have to use it sometime.:)
Phoebesmum – Hope you enjoyed your Chinese.:) And 60 people!!!!!!! You are very brave. :eek:

Well, that’s the update for Wednesday; I hope I didn’t miss anybody.
Hope you all have a fantastic Thursday x x :j